If you do, the vast majority of lawn mowers working on for themselves are not legal. If you have a push mow and work alone, I wouldn't bother. If you run a business with employees and/or expensive equipment, I would buy insurance. Local laws may vary regarding requirements for a business license.
2007-06-02 13:11:49
·
answer #1
·
answered by STEVEN F 7
·
1⤊
0⤋
If you can afford some, fine. However, if you're working an hour or less (my thoughts only), and you're invited to perform this task at a person's home, then their insurance will provide some coverage to you. For instance, the unexpected things like having a tree limb fall on your head, being bitten by THEIR dog or child, etc.
2007-06-03 15:51:26
·
answer #2
·
answered by Venita Peyton 6
·
0⤊
0⤋
You don't "have" to be... and certainly many have done this kind of work for pocket money and not had any problems. However, if you are doing this as a full-time job, I'd get some liability insurance. If you cause damage or injury to a client or their property, you could be sued. This is where liability insurance kicks in and pays the claim for you.
2007-06-02 20:03:20
·
answer #3
·
answered by MoniqueLise 3
·
1⤊
1⤋
Yes. You need a home improvement license, which is easy to get, and liability insurance that also include workman's compensation. If your just a kid around your neighborhood, I wouldn't worry about it.
Well that's NY anyway.
2007-06-02 20:03:44
·
answer #4
·
answered by awake 4
·
0⤊
1⤋