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4 answers

If you do, the vast majority of lawn mowers working on for themselves are not legal. If you have a push mow and work alone, I wouldn't bother. If you run a business with employees and/or expensive equipment, I would buy insurance. Local laws may vary regarding requirements for a business license.

2007-06-02 13:11:49 · answer #1 · answered by STEVEN F 7 · 1 0

If you can afford some, fine. However, if you're working an hour or less (my thoughts only), and you're invited to perform this task at a person's home, then their insurance will provide some coverage to you. For instance, the unexpected things like having a tree limb fall on your head, being bitten by THEIR dog or child, etc.

2007-06-03 15:51:26 · answer #2 · answered by Venita Peyton 6 · 0 0

You don't "have" to be... and certainly many have done this kind of work for pocket money and not had any problems. However, if you are doing this as a full-time job, I'd get some liability insurance. If you cause damage or injury to a client or their property, you could be sued. This is where liability insurance kicks in and pays the claim for you.

2007-06-02 20:03:20 · answer #3 · answered by MoniqueLise 3 · 1 1

Yes. You need a home improvement license, which is easy to get, and liability insurance that also include workman's compensation. If your just a kid around your neighborhood, I wouldn't worry about it.
Well that's NY anyway.

2007-06-02 20:03:44 · answer #4 · answered by awake 4 · 0 1

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