taking car accross the state line?

Question

Hi, if someone has a car that still has payments left on it, can they move to another state with that car, or is that considered auto theft?

ok, those are great answers, but here is the thing: I signed the paper for the car, but the car is for my husband,..he hasn't been making regular payments on it, and now he wants to move and take it with him, and have me join him at a later date...the car is financed on the lot, and I am also getting my car there...I think the only reason they haven't taken his back, is because I keep up the payments on mine. But I don't know what they would think if he left with it, since he owes them already on it.

Answer 1

You can move, just inform the finance company of your new address.

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Answer 2

You can basically take a car anywhere if you are making the payments. Sounds like you got his car and your car at a "buy here-pay here lot". And they may be dividing up you payments, some on his some on yours. If you signed the papers for the loan, then you are responsible for the payments. Doesn't matter who is driving the vehicle, it is YOUR responsibility to pay. And you will be the one that ruins their credit if it isn't paid for. You are responsible. And they will find you and the cars and take them away if payments are not made on either one. And it or they will be considered stolen if not paid for. Jail time is a possibility too. So chose wisely...if he is driving the vehicle, he will get into trouble and possible jail time for driving a stolen car, but you too will be in trouble because you signed the paperwork and are responsible and you to can be charged for a stolen vehicle. It isn't your car until it is paid for, it is the finance company's car. If they don't get payment, they will report it stolen.

Answer 3

No, it's not considered auto theft and no, you can't get out of paying the loan. You can check with the loan company. In the new state, which will require registration of the vehicle in 30-60 days, you may have to report the loan or present proof of ownership that contains the loan information.

Answer 4

If it is registered to you then you can take the car ANYWHERE you like as long as you keep making the payments.

Now if you start working in that new state and live there then you usually have between 30 to 90 days to register your car in the new state... usually you have to get new insurance for that state also.

The banks or loan people don't care where you live as long as you keep making the payments.

Answer 5

I've done exactly that a number of times. Folks do it all the time. I've even taken a financed vehicle out of the country with the lender's approval when the military moved me overseas.

Answer 6

Are you planning on continuing to make the payments? Yes, then no its not auto theft.

Just contact them with your change of address and move.

Answer 7

I surely hope not becuase I've moved from virginia to new york to North Carolina and still been paying on this car and the company knows my address has changed becuase they send me a quarterly bill

Answer 8

It would be best to tell the loan co that you are moving. They may say "fine" and do no more, or transfer the loan to a branch of the bank close to where you're moving, or to another bank.
It wouldn't be theft, just a lack of courtesy.

Answer 9

You can take it across state lines. You'll still owe the payments.

Answer 10

As long as your bank has your new address and you keep up the payments, I don't think you should have any problems.