I thought as I was "still in charge of the vehicle" I didnt need him named as another driver, so long as it was just him with myself. My insurance says I have to get him added to my policy.
2007-05-31 12:26:41 · 24 answers · asked by peter j 3 in Cars & Transportation ➔ Insurance & Registration
thanks all I didnt know. been quoted £1700 tpft 1litre saxo non standard exhaust and alloys :-( answers are all great cant choose the best.
2007-06-01 07:51:17 · update #1
If your in Britain then he defo will need to be added or you'll be screwed if he had an accident whilst driving uninsured.
2007-05-31 12:34:05 · answer #1 · answered by Anonymous · 2⤊ 0⤋
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2016-09-25 06:13:42 · answer #2 · answered by Celeste 3 · 0⤊ 0⤋
You def have to have your son insured. Despite you being in charge of the vehicle, you have no control over the movement - this is the responsibility of your son whilst he is sat at the wheel. Depending on your insurance company, they may only allow you to add him as a temporary driver for 1 month. Some insurers require any person that if going to be driving the vehicle for longer than 1 month to be added as a permanent driver, and this can prove to be expensive.
2007-05-31 21:24:15 · answer #3 · answered by Flossy 2 · 0⤊ 0⤋
If you insist on doing this, then yes, he must be added.
However, I'd strongly support those saying that it's best not to teach your family or friends. You probably have some habits he shouldn't learn, a professional instructor will be right up to date with the latest techniques, and both of you will inadvertantly bring some baggage with you into the car.
The best favour you can do your son is get him professionally taught. By all means let him practice later on in your car if his instructor recommends it, but don't change the way he's being taught. You'll still need to add him to your insurance for this.
2007-05-31 23:02:10 · answer #4 · answered by champer 7 · 0⤊ 0⤋
YES! the driver must be insured. Notify your insurers and get acknowledgement in writing. It will probably cost you quite a bit. The driver must be able to produce a certificate of insurance either naming him or "any driver....". That may satisfy the police, but look for exclusions in the policy that might give them a reason to deny a claim (eg: driver under 25, not holder of full licence &c.)
2007-05-31 20:58:53 · answer #5 · answered by The original Peter G 7 · 0⤊ 0⤋
You may be 'still in charge' but your son is using the vehicle and hence requires insurance.
Section 143 of the 1988 RTA is very clear (see b)
143.—(1) Subject to the provisions of this Part of this Act—
(a) a person must not use a motor vehicle on a road unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act, and
(b) a person must not cause or permit any other person to use a motor vehicle on a road unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act
2007-06-01 00:33:03 · answer #6 · answered by welcome news 6 · 0⤊ 0⤋
The person driving is the one in control if You're stopped by the cops.That Person needs to be insured to drive the car.That's Law.The Insurance company could and can refuse to pay out if anything happened with an uninsured driver at the wheel.Listen to the Company and get him put on Your Policy!
Happy Motoring...
2007-05-31 12:44:52 · answer #7 · answered by Devmeister 3 · 0⤊ 0⤋
If he's driving the vehicle he needs to be added to the insurance yes. The fact you need to comply with additional requirements (ie accompanying him as an unqualified driver) is irrelevant.
2007-05-31 23:28:54 · answer #8 · answered by Micky Fees 3 · 0⤊ 0⤋
Don't teach him, relatives teaching relatives to drive never works, it tests the relationship way too much. Also, all qualified drivers have bad habits and it would be better not to accidently teach him those than for him to have to "unlearn" them. Driving instructors/ examiners look for perfection so get him to take lessons with a proper teacher (no offence) then the insurance is not a problem either.
2007-05-31 12:36:38 · answer #9 · answered by bumbleboi 6 · 0⤊ 0⤋
Yes... as you're on UK answers I'll assume you're in the UK... it's illegal for anyone to drive without insurance.... through a school they incorporate that into the lesson cost.... but if they're being taught privately they would either need their pwn insurance in their own car, or would need ot be included onto your insurance.
2007-05-31 12:40:20 · answer #10 · answered by ♦Engelsk•Jente♦ 3 · 0⤊ 0⤋
If you are in the UK you need to phone your insurance company and add his name on a monthly basis, that way your only paying for when he's learning, about £15/£20 pounds per month
2007-05-31 12:39:25 · answer #11 · answered by ALLEN B 5 · 0⤊ 0⤋