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I have contacted various UK brokers and insurance companies for a buildings and contents insurance for a residential garage which is not attached to my property.

Purchasing garages on their own have become very popular, however there does not appear to be any process in place for insurance cover.

I have noted a similar question which someone has provided an answer, however so far no insurance company or broker has a strategy in place for such a cover.
mcpereira_2@yahoo.co.uk

2007-05-30 23:36:47 · 4 answers · asked by Marion P 1 in Business & Finance Insurance

4 answers

I have never placed insurance for a single garage on it's own- nor am i aware of any policy available that would do so.

The only suggestion i have would be if all the garages in the block are privately owned then you would have a better response if you formed a Management Association (similar to residents association for insuring blocks of flats) then presented it as a commercial risk and insure the whole lot with a commercial underwriter.

Whilst the risk is presented as a single flat owned by a private individual i think you may struggle.

2007-05-30 23:55:52 · answer #1 · answered by Dan Insurance Man 2 · 0 0

your question implies that the company that insures your other property has declined to cover this property. If there are no unusual risks to the garage then it would seem that company should be willing to add the garage as an additional location. I am assuming there is no business being conducted by the garage. If your own company wont do that you might want to re market your coverage with both your primary property and this property. I have written several stand alone garages with primary properties as collateral.

2007-05-31 00:36:03 · answer #2 · answered by R B 4 · 0 0

hi check this link its good




http://insurancess.notlong.com




.

2007-06-03 02:51:39 · answer #3 · answered by dhara s 1 · 0 0

Me too! did u find any?

2015-05-13 23:27:05 · answer #4 · answered by jen 1 · 0 0

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