An expedition backed up into my civic I got his phone number plates.?

Question

My car wasn't insured under my name but the guy was buzzed and when he got out he said it was my fault because I didn't move while he was backing up. What legal actions can I take if any to get my car fixed. Regardless of insurance is there anything I can do to fix my car since it was his fault and not mine. He gave me his phone number I got his plates and driver license number but I couldn't go through insurance, what can I do?

Answer 1

you missed your chance...you had him by the nuts....he didnt want the cops, you got no police report, I woulda been taken him directly to his bank and openin the vault. you screwed yourself...all the way around.

Answer 2

Why cant you go thru the insurance? is the other guy not insured as well. If that is the case then you can always file a police report and then take him to small claims court for the damages done to your vehicle. Otherwise I would ask the police to run the license plate to obtain the other party's insurance information and file a claim w/ that company. It doesnt matter if you have insurance or not bc you were not at fault for the loss.

Answer 3

If your vehicle is truly uninsured you'll probably have to eat this one.

The vehicle doesn't need to be insured in your name, it just needs to have a valid insurance policy in force at the time of the incident. If this is the case, just file the claim with the insurance company.

If the other driver was "buzzed" you should have called the Police immediately. If he was busted for DUI at the scene you'd be in a very strong position to get him to pay. But if you were without insurance yourself you'd risk being cited for driving without insurance. Further, in some states if you drive without insurance your ability to collect from an at-fault party is severly restricted. Some states bar any recovery and others only permit personal injury claims.

Answer 4

An informative and comparison website www.getmeinsure.com