I am under a payment plan in a Chapter 13 and my house is covered in the plan in an automatic stay, but I got 4 months behind in my payment and I got a letter from my lender's lawyer to go to trial to have my automatic stay lifted. I am unable to work because since I filed my bankruptcy, I have become disabled. I am able to meet my monthly payments under my plan, but I am just unable to catch my arrears up.
I got behind because I needed to get my car fixed. My transmission went out.
What are my options? Can I get a modified bankruptcy and they put my arrear on the end of my bankruptcy plan or can I refinance my house while I am in bankruptcy.
Please help!!!
2007-05-30 16:03:44 · 1 answers · asked by Penny 1 in Business & Finance ➔ Credit
I don't have the answer but this website helps me alot..
http://bankruptcyforum.com/
2007-05-30 17:10:28 · answer #1 · answered by luv2lysalittle 2 · 0⤊ 1⤋