how long his it before a debt his wrote off?

Answer 1

up to 7 to 10 years

Answer 2

Huh?

English please...

Assuming I understand what you have written as "How long before a debt is written-off."

Assuming you've stiffed a friend...the exact same second as when the friendship is written off.

Assuming you've stiffed a family member...you'd be better able to answer that than I, since I don't know you or your family.

Assuming you've stiffed a company of some sort...as soon as it is paid in full, it will disappear seven years later from your Credit History.

If the debt has been sent to a collections firm, it will NEVER be written off until it is paid in full, plus interest...the collections company will pester you until you pay, and will also refile the complaint prior to the 7 year deadline to keep the debt alive.

For a debt affected by a bankruptcy, talk to the accountant working your case. (S)he can answer that for you.

If you've stiffed a small company (like a corner store), and they haven't pusued the Small Claims Court option, the same time they put you on the "Cash Only +10%" club.