How to get collection agency to quit calling!!!????

Question

Ok. I keep getting this call from a collection agency. They have a wrong number, and I've told them that twice! The call isn't for us. They said they won't stop calling unless I give them my name. I'm going to give them my name because they don't need it! How do I get them to stop calling here???

Sorry.. typo. I meant to put that I'm NOT going to give them my name. I told them it's a wrong number, wrong name, wrong address. What more do they want? I'm not answering anymore of their dumb questions when it isn't about me, and I shouldn't have to. I just don't know what else to do, or what to tell them.

Answer 1

HERE'S THE TIP:


State:

"Under the Fair Debt Collection Act" I hereby request that you stop calling me.

There are laws that protect CONSUMERS from harrasement from Collection Agencies.

You can also get ANNONYMOUS CALL REJECTION on your telephone.

Check your CALLER ID and don't accept calls from Collection Agencies as they only hassle you and bother you repeatedly.

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§ 806. Harassment or abuse [15 USC 1692d]

A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.

(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.

(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.

(4) The advertisement for sale of any debt to coerce payment of the debt.

(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.

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THE FAIR DEBT COLLECTION PRACTICES ACT

As amended by Public Law 104-208, 110 Stat. 3009 (Sept. 30, 1996)


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To amend the Consumer Credit Protection Act to prohibit abusive practices by debt collectors.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That the Consumer Credit Protection Act (15 U.S.C. 1601 et seq.) is amended by adding at the end thereof the following new title:

TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act]

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Here is the link for more info:

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#806

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Good Luck! Have a great week ahead! :-)

Answer 2

I can suggest a few things, pay the collection which is not an option for you. Have a lawyer send them a letter or you can send a notice of debt dispute.

Basically you are asking them to prove that you have a debt with that company. When you default with a company, that company sends your file to a third party company to collect the money. They will continue to call until it is resolved. That is how the collection agencies make their money.

Please be aware of identity theft and offer as little information as possible. Tell them to give you all of the details before you answer any specific questions about yourself.

www.WarOnFraud.com

Answer 3

Give them your name, and tell them that you are not the person they are looking for. You can tell them legally that they cannot call you anymore, but that might not stop them. If you have to you might have to call your state Attorney General's office or the collection agency's (if they are in another state). You might also need to get a lawyer involved to do up a letter to the collection agency to tell them to stop contacting you.

Answer 4

I would ask to speak to their supervisor. Explain to the supervisor that it's the wrong number. If you get no satisfaction from the supervisor, ask to speak to that persons supervisor, etc.
Inform them that you will be contacting the BBB if they do not stop calling you.
Does one of your local TV stations have an investigative reporter? You might ask them what you should do. My area has two.
If all else fails, change your number.

Answer 5

Write them a Cease & Desist Letter, something like this:

REQUEST FOR CEASE AND DESIST OF CONTACT BY YOUR OFFICE: I would also like to request, in writing, no further contact, either in writing or telephone be made by your offices to my home or to my place of employment, unless it is to provide validation or release of liability of the debt. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit.

It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records; any information obtained shall be used for that purpose.

Send the letter by certified mail so you have proof they received it. If they call again, sue them. I think you'll be rewarded a minimum of $1,000.

Answer 6

Each state might vary but most are in compliance of the FFDCA (Federal Fair Debt Collection Act) - type that in your search engine of choice and it should be all you need to fix this issue!

Answer 7

everyone else is right on target. tell them that they have the wrong number and person. then, log in the times, dates, and name or id # of the person calling you. report this information to the telephone co., better business bureau, or atty general's office of your locale to report harassment. if you follow your legal recourses, they will be forced to stop.

Answer 8

have some fun. its not your debt. send them the cease and desist letter certified. if they keep calling log the calls. if they get you on the phone record it. tell them to keep calling because each call is 1k in your pocket. file complaints with the state AG and FTC. then sue them.

Answer 9

People who don't pay their bills will lie and say that they're not themself...I used to do collections work.
Get caller ID and use it...

and if you happen to figure out that you are that person they're looking for, make some sort of arrangements for repayment...if they have a payment schedule worked out with you and you stick to it, they're supposed to stop calling.

Answer 10

Ask to talk to their manager or supervisor and explain the situation to them. I had a similar problem with someone.