Does ordinary car insurance cover someone with only a provisional licence to drive,or does that require specia

Question

special insurance?

Sorry, I didn't make my question clear enough-what I meant was if someone with a full licence has an 'any driver' policy,does that also include provisional licence holders,or do they have to get separate insurance to cover them?

Answer 1

if you mean can you get insured through normal car insurance companies on a provisional licence then the answer is yes, i insured my self for my own car on a provisional and then got a free yrs no claims bonus, it cost £600 but it was worth it because every time some one came to my house who could drive i made them sit in my car while i drove them about with my L's on

Answer 2

Unless the insurance company specifically exclude young/ inexperienced drivers - which they may do if the car is high performance (read your policy schedule to find out) - then an 'any driver' policy is just that. Many insurers do, however, have age limits e.g. any driver over 25 or any driver over 30. If in doubt contact them,

Please note that the provisional licence holder must stay within the terms of their licence i.e. be accompanied by someone aged over 21 with a full licence for three years and that any convictions/ accident history should be declared to the insurance company. Also if the provisional licence holder becomes the main driver then this fact must also be declared.

Answer 3

Does ordinary car insurance cover someone with only a provisional licence to drive,or does that require specia

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Answer 4

Does ordinary car insurance cover someone with only a provisional licence to drive,or does that require specia

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Answer 5

"Any Driver" policies always include a number of caveats in relation to the drivers to be insured. One of these caveats is that they hold a full UK driving licence (for a minimum of 12 months).

In answer to your question then, they would definitely NOT be insured as a provisional licence holder.

Answer 6

in the uk - you can be added on as a named driver to an existing policy (such as parents, friends, partners...)
or you can get your own insurance for your vehicle...
i added my bf onto my policy as a learner. it is pretty expensive, but then so is the insurance for teh first year after you pass and you will be building up no claims bonus all the time...

if driving on someone elses policy which is for any driver they need to check with their insurers both about your provisional licemce and your age as some policies only cover over a certain age.

Answer 7

Technically an "any driver" policy would provide cover. However look for small print defining persons entitled to drive. There may be exclusions on age, licence status there. It would be a wise precaution to inform the insurers and get their response (in writing) that the learner is covered.

Answer 8

you have to notify the company that you are planning to have some one with a provisional only licence
if your with line direct you can have them as a named driver and they will start to collect no claims even tho its on your policy

Answer 9

who ever is taking you out should technically inform their insurer that you are a named driver on their policy, it will be costly, but its the proper way.

And ONLY way

dont be tempted to dodge this the fine or implications in an accident are not worth thinking about

Answer 10

only some companys offer you insurence but it could be expencive go on some one elses cheper