What can I do to get rid of real bad credit? I went through a divorce and I lost my house cuz I couldn't sell it and could not make the payments cuz I had a job where all I could try to do is pay on the house! I coudn't. So I need help so I can get back on my feet... Plz....
2007-05-27 12:39:51 · 2 answers · asked by mr.rod33 3 in Business & Finance ➔ Credit
Well the only real answear is that it takes time. But you need to get re-estabilished. Big ticket items will help you the most like a house or a car, but don't make the same mistake again only buy what you know you can afford of course you will pay a higher interest rate, also only deal with people that report to all 3 credit bureaus, don't buy from a buy-here pay-here lot.
Next goto annualcreditreport.com and dispute everything you possibly can that is bad. If your lenders don't respond back in a timley fashion usually 30-45 days it will be removed. But you can only do this once a year. So be prepared to spend some time on it when you log in. Good luck.
2007-05-27 12:46:32 · answer #1 · answered by misty m 4 · 1⤊ 0⤋
Time, and paying your bills in the meantime, is about the only way to really repair bad credit.
2007-05-27 19:46:09 · answer #2 · answered by Judy 7 · 0⤊ 0⤋