I dont have car or personal insurance
2007-05-27 02:46:53 · 7 answers · asked by Jhn 1 in Cars & Transportation ➔ Insurance & Registration
If you were driving a rental vehicle and did not take out the insurance and do not have your own insurance and didn't use a credit card that provides insurance coverage, you are responsible for the total damages to the rental vehicle as well as the usual lost rental income while the vehicle is out of service.
It does NOT matter who was "at fault" for the accident. If the other driver was "at fault" you may be able to recover from his insurance company but the rental company will look to YOU for the damages to their vehicle.
The damage to the other vehicle as well as any injury claims resulting from the accident WILL be paid by the rental company's insurance company if you are deemed "at fault" for the accident. Rental companies are required to maintain liability insurance coverage just like everyone else. Typically the rental contract will limit that to the state-mandated minimum but most of them actually have high-limit liability coverage. You will NOT be held responsible for this unless the actual damages exceed the state-mandated minimum limits.
This is all spelled out in the rental contract that you signed and is standard practice in the industry world-wide.
2007-05-27 05:21:43 · answer #1 · answered by Bostonian In MO 7 · 0⤊ 2⤋
If you hit them, you are responsible both for the cost of fixing the car you hit, and to the rental company for damages to their vehicle.
If you used a credit card to rent the vehicle, check with the credit card provider, sometimes they will cover part of it as a perk for using their card.
2007-05-27 02:54:09 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
You will be responsible for cost of repairs to the rental vehicle, the vehicle you hit, a rental for them while there car is in the shop, and any injuries arising from the claim.
If you dont pay in a timely manner- your credit will be ruined, you will face losing your license and getting your wages garnished, you will have collections and attorneys calling you 24/7 and life will be miserable.
I suggest you learn from your mistake and be a responsible adult and pay them like you deserve too.
2007-05-27 03:22:36 · answer #3 · answered by Anonymous · 0⤊ 3⤋
I'm surprised the rental place let you have it with no insurance at all.
You are screwed!
2007-05-27 03:17:46 · answer #4 · answered by Anonymous · 0⤊ 2⤋
you will pay for all damages plus all medical costs to the other party...
2007-05-27 02:55:28 · answer #5 · answered by rev. needy 4 · 1⤊ 1⤋
when you get to jail don't bend over in the shower
2007-05-27 02:55:01 · answer #6 · answered by aabigaa2 5 · 0⤊ 4⤋
your screwed
2007-05-27 09:35:58 · answer #7 · answered by DennistheMenace 7 · 0⤊ 2⤋