Was planning to goto school, I'm 35, waited 6 mo. to get my student loan outof default. Hubby is working on getting SSI for his panic and is unable to work (not sure if we will ever get it). Our in-laws were willing to support & still say they are, they want to see hubby taken care of.
Time has passed, when I have asked for some financial 'help' they whine and complain & somehow only manage to give half of what we need. Which is fine, that is their perogative. I have only asked when it was truly their help or bust (like power going off & car repairs).
My question is should I go to school (I wanted to be a teacher)? Have decent job now, make about $400 per week and benefits (hubby needs dr visits). I can get this sort of job on a pretty regular basis (I hope, I had a hard time six months ago which is what started all this). I don't think I can do both work and school, I work 40 hours++ (sometimes) & there is nothing I can cut from my budget (no cable or cell or car payments asis).
2007-05-27 01:52:43 · 6 answers · asked by xillith 3 in Education & Reference ➔ Financial Aid
Yes, I recommend going to the community college first if you have not recevied your Associates or Bachelor's degree. It is the most affordable way to start earning towards a Bachelor's degree. I recommend applying for FAFSA which will entitle you to need based government grants. It will be based on a percentage your family's income and savings since you are married. I also recommend applying for outside scholarships if possible. Good luck!
2007-05-27 03:36:53 · answer #1 · answered by dawncs 7 · 0⤊ 0⤋
Don't go to school full time, keep the job and benefits you have know. Take classes one/two nights a week and make sure you don't work OT those nights. See if you can go in earlier to leave earlier. Many people do this at my place of employment. Also look into tution assistance from the college, you may qualify even at PT status.
If you leave your job completely, your husband's panic may increase. Your doctor appointments will not be covered and chances your in-laws will want to be responsible for so much is probably unlikely.
Our local two year college has partnered with a four year college to help students acheive thier teaching degree's look into what programs are out there.
2007-05-27 09:05:16 · answer #2 · answered by CC 2 · 0⤊ 0⤋
depending on your income you can receive financial aide. and if not that you can receive student loans that you don't worry about until 6 months after you graduate.
there are night classes available and if that isto much i would go for online courses until you have the time to do the inclass stuff.
As for how long it will take you because you are working a lot of hours and you probably won't want to take a full class load i would suggest going to the local community college, or the university you were looking at and sit down with a advisor. for free they can tell you a set plan how long, what courses and stuff you will need. then go to a financial aid and get all information about grants, scholarships & any other money questions
Goodluck
2007-05-27 11:00:54 · answer #3 · answered by traceya87 3 · 0⤊ 0⤋
You might want to search fro Grnats also. Sometimes they are easier to get than financial aid and never need to be paid back. Try the NEA. They sometimes have programs. You ask should you go to school. Well you do not need to go somewhere to learn something. The are good online courses you can take in Education through Colorado state and others. These are fast paced programs and you do not need to leave your home. Just access your courses via internet. This may be a solution to your delema.
To learn something new is always a positive thing in your life. Just share your new education with others and be a good teacher.
2007-05-27 09:06:47 · answer #4 · answered by thebulktiny 3 · 0⤊ 0⤋
$400 a week translates to just over $20,000 a year. You should have no trouble getting need-based financial aid. Fill out the forms and start the process. It doesn't cost anything to file the paperwork.
You can go at night, or on-line, or both. Two classes a semester and, slow but sure, you'll make it.
2007-05-27 09:00:15 · answer #5 · answered by davegretw1997 3 · 0⤊ 0⤋
You could try correspondance courses from a reputable state university, many of them have online classes as well. For example, University of Maryland has many online and correspondance classes. UM also has weekend and concentrated classes to help people who work full time. School is so worthwhile both for personal growth and also to help your earning capability. I hope you can find a way to go.
2007-05-27 08:59:33 · answer #6 · answered by Sherozzel 4 · 0⤊ 0⤋