If I report the unauthorized charges to Chase what will they do to her? She is making the monthly payment, and plans to pay it all off. Will Chase still press charges against her if she is willing to pay for it?
2007-05-26 03:43:58 · 7 answers · asked by Anonymous in Family & Relationships ➔ Family
They very well may for that amount. It's identity fraud, and they may be obligated to pursue it by law.
Not excusing your sister, but if you trust her to make the payments then let her, but if there is even a chance you will get stuck with the bill, report it. You aren't the one that spent 15,000 on your sisters card, she is and if there are repercussions to go with it, then she will hopefully never do it again. If she gets away scot free, she may repeat her behavior. Thieves usually steal from the people closest to them because they know their friends and relatives, don't want to turn them in.
I went through this with my sister in law and brother in law.
We let it go, now my brother in law is in more trouble for stealing a 4 wheeler and my sister in law got in more trouble for bad checks. So far nothing has happened to them, so they just continue to do whatever they want.
2007-05-26 03:51:16 · answer #1 · answered by ? 6 · 0⤊ 0⤋
Yes-what she did was theft and fraud. With all of the identity theft issues happening right now, they will not let this slide-and shouldn't. Your sister has a lot of nerve putting you in this position-I hope the 15K was for a serious emergency. Just so you know, your credit score will always be seriously affected by this 15k if it used over 70% of your available credit. If you have less than 30% available credit left, your credit is dinged every month. And, by making minimum payments, this won't be paid off for years and years-could be up to 20. Do you want to drag this on for that long? Make her take out personal loans, sell her items, whatever it takes to pay you off asap. Get agreements in writing. She could flake on you and you'll be stuck holding the bag-and Chase isn't a very nice company if you don't pay them!
2007-05-26 04:52:25 · answer #2 · answered by Katie 3 · 0⤊ 0⤋
they had maximum probable prosecute her, or a minimum of propose which you checklist it to criminal government. in user-friendly terms you could determine whether you're keen to try this. i comprehend it is your sister, yet how briskly is she going to be able to pay it off? If she's paying a pair hundred money a month, that ought to in user-friendly terms conceal pastime and not make lots of a dent, if any, interior the $15,000. You do understand that, if in some unspecified time interior the destiny she stops paying and you probably did no longer checklist it, you would be to blame. What she did replaced into theft. the certainty that she stole from her sister would not make it greater advantageous than if it were a stranger.
2016-11-05 11:08:45 · answer #3 · answered by ? 4 · 0⤊ 0⤋
can she take out a loan from her bank to pay you off and her notes will be less not to mention the interest rate? 15,000 she will be paying back 30,000-40,000.... what is wring with your sister..?. Maybe she needs to be reported so she will get the picture... I know she is family;however with family like that who needs enemies? Good luck
2007-05-26 04:12:32 · answer #4 · answered by MJ 6 · 0⤊ 0⤋
they may very well press charges but, they may also ask you if you wish to persue it. problem here is, if she misses a payment, it will go on your credit report and if she's only paying the minimum, it'll take forever to pay it off.
2007-05-26 03:49:00 · answer #5 · answered by racer 51 7 · 1⤊ 0⤋
I don't know, but she needs to pay the consequences. Who does she think she is? She could do it again to someone else. I wouldn't worry what happens to her. What she did was wrong and you should report her.
2007-05-26 03:48:05 · answer #6 · answered by Anonymous · 0⤊ 0⤋
sell what she brought with card and get some of your money back if you can then have her pay it off and if she dont kick her in the hello
2007-05-26 03:55:17 · answer #7 · answered by infoman89032 6 · 0⤊ 0⤋