I'm a college student and i need help with my money because......?

Question

i spend my money on stupid stuff i don't need. And, how do i make a plan and stay with it?

Answer 1

You should do a budget you can find many sites to compile a budget like Finfo.com. You can look into getting a IRA account. You can save for the future and use it when you get out of college or for the future. You just really need to learn self-control. It doesn't matter what answers you get because if you don't have self control, even with a expert opinion someone may give you, you will still spend...

Answer 2

I think most of us have all been where you are now. There is a wonderful book called The Young The Fabulous and the Broke by Susan Orman. It really is for exactly what you are going through, she will help you get a plan and stick with it as well as deal with the reasons why you treat your money the way you do. It's worth looking into. Part of learning what influences your decisions is a big part of change rather than just saying you need more self control. It's a great starting point. http://www.suzeorman.com/igsbase/igstemplate.cfm?SRC=MD002a&SRCN=catalogdetail&ProductID=23&StartRow=1&GnavID=10&SnavID=45&TnavID=

The very fact you realize you need to change is wonderful. Because many people go their whole lives without realizing they need a plan.

Answer 3

Well, first you really have to re-evaluate your priorities once you do that than you make a plan and stick to it. Maby stay away from shopping centers unless you really need something, than you make a list and go directly to it. School is expensive, but its woth it!!
Good Luck (;