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i saw a commercial on TNT but i dont remember the name of the insurance company...

2007-05-24 07:17:45 · 8 answers · asked by sookie 1 in Cars & Transportation Insurance & Registration

8 answers

Bostonia is closest. In my neck of the woods, (OK), any one who has permission is allowed to drive my car. The only persons who are named on the policy are the people who are not allowed to drive it.
Look on your policy. If there are no names on your policy, any licensed driver you allow can drive and be insured.

2007-05-24 11:09:49 · answer #1 · answered by eferrell01 7 · 0 0

Any person who drives your car with your permission IS insured while driving your car. I have never heard of exceptions to this. However, you cannot repeatedly have someone under the age of 25 drive your car without having coverage for that age group.

Please note that this does not cover the person if they want to rent a vehicle. Only the driver (and not the secondary) are covered. But, you get to buy the rental insurance, so then you are covered.

2007-05-24 10:52:11 · answer #2 · answered by CarbonDated 7 · 1 0

Mostly all insurance companies allow this. They call it permissive driving, which means that any person you loan your car to can drive the car and be covered. The only people restricted from this are people who live with you that are not named on your policy. You should call your insurance company and ask if permissive driving is included on your polciy, most likely it is.

2007-05-24 08:09:02 · answer #3 · answered by Anonymous · 1 0

That advert is extremely misleading. Virtually all insurance policies cover any licensed driver who has your permission to operate the vehicle. There is an exception to persons who live in your household. They must be named on the policy either as permitted drivers or prohibited drivers.

2007-05-24 09:07:14 · answer #4 · answered by Bostonian In MO 7 · 1 0

Almost all insurance companies allow it, but only the major ones (Allstate, Farmers, StateFarm) will cover at the same limits of liabilty that you have on the policy. Talk to your agent and find out

2007-05-24 08:27:12 · answer #5 · answered by buttrfly52 4 · 0 0

No such thing. If someone uses your car with permission on an occasional basis, and has a license, they are covered under your insurance. If someone uses it frequently they need to be a named secondary driver.

2007-05-24 08:37:10 · answer #6 · answered by oklatom 7 · 1 0

No, this is no longer authentic. you're able to be able to desire to be a named motive force in case you reside in the enjoyed ones of the owner OR once you're a universal motive force of the motor vehicle. any guy or woman no longer residing in the enjoyed ones who would not function the motor vehicle on a universal foundation choose no longer be a named motive force on the coverage yet will nevertheless be coated as long as they have the owner's permission to function the motor vehicle or rather have confidence that they have the owner's permission. for this reason you are able to be a named motive force on my coverage and could desire to nevertheless function my brother's motor vehicle as long as he gave you permission to take action. In that occasion, my brother's coverage might conceal you, no longer mine. this thought is valid with all companies in the U. S., Canada and uk and maximum different international places as nicely. the version between regulations is that some regulations could boost the coverage of the coverage holder and the coverage holder's enjoyed ones contributors to different non-owned automobiles. some decrease this to momentary alternative automobiles (which comprise a condo or loaner mutually as the coverage holder's motor vehicle is out of provider for maintenance) mutually as different regulations boost it to the different non-advertisement motor vehicle operated by way of the coverage holder. In just about all circumstances even with the undeniable fact that, this prolonged conceal is extra conceal to the owner's coverage. If the motor vehicle isn't insured by way of the owner, the prolonged conceal isn't in rigidity.

2016-10-13 08:36:47 · answer #7 · answered by ? 4 · 0 0

Are you thinking of an Uninsured Motorist Coverage?
Any insurance company can offer that benefit.
If you have that, any person who drives your car is covered.

Also, If you get hit by a person without coverage, it protects you too.

2007-05-24 07:22:21 · answer #8 · answered by Himiko 4 · 0 2

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