A co-worker of mine got a new car on Tuesday May 15 but she could not drive the car off the lot until it was insured so that Wednesday she came to work all stressed out because she was a $100 short of what she had to pay to the insurance company for her deductible. She know that I have money saved up for when I move next month so I offered to give her $100 because I know that Friday May 18 we get paid. She didn't come to work that Friday nor Monday, but when she came to work that Tuesday May 22 she sent me a message through an IM stating that something came up and could she pay my the next payday which is another two weeks June 1. Am I wrong for wanting my money now even though it's just going to be sitting in my bank. I what my money now because I gave her the money under the agreement that I will get it back on that payday not the next. How should I handle this situation should I wait another whole two week?
2007-05-24 02:05:16 · 16 answers · asked by tika 2 in Society & Culture ➔ Etiquette
!st rule - Do not loan money that you cannot afford to do w/out
2nd rule - Do not loan over $20 to someone who you do not even have a special bond with. (co workers do not count)
3rd rule - Establish reasonable time period for loan. If she says next pay day then you should have in mind that it may take an extra paydate even though they said different
4th rule - If you do not get your money in a reasonable amount of time, then you already know not to loan any to her or anyone else again at the workplace ( rule #1)
5th rule - If 3 months have gone by ( should have only been 2 weeks) that person is now written off as a "friend" over the money, cuz a real friend would not take advantage of you, regardless on whether or not you need the money now or later.
2007-05-24 06:02:05 · answer #1 · answered by Charisma 3 · 1⤊ 0⤋
You can hound her, but if she doesn't have it, she doesn't have it. You just learned a very valuable lesson. NEVER lend money to a friend unless you are willing to lose the money or the friend. You have every right to get your money now. Even if it is just sitting in the bank, the problem is, she doesn't have it to give to you. She may never have it. I wouldn't be a bit surprised if something comes up this next week too. We all hit hard times, but she is the one that bought the car, if she didn't have $100 for insurance, that should tell you she's not very good with money.
2016-04-01 05:42:29 · answer #2 · answered by Anonymous · 0⤊ 0⤋
never loan money you can't afford to lose
that being said, if I were you, I would remind the co-worker that YOU need the money, too, as you are getting ready to move - a fact that she is well aware of. Let ker know that you will be glad to give her a ride to the bank on June 1st so she can cash her check and pay you back. And that you will not wait past June 1st for your money. Stand firm.
2007-05-24 03:23:07 · answer #3 · answered by georgiagrits1 5 · 1⤊ 0⤋
When you let someone borrow anything, you run the risk of not getting it back. And it seems like you don't have much of a choice but to wait. I would, however, make it perfectly clear to her that the two of you had a deal, and she hasn't held up to her end of the bargain. Make sure she knows that you are expecting that money ASAP, and feel free to hound her about it until she pays up. In the future, remember that it isn't you're responsibility to bail out your broke co-workers, even if you have the money.
2007-05-24 02:13:03 · answer #4 · answered by Rachel-Pit Police-DSMG 6 · 1⤊ 0⤋
This person is avoiding you; get that money, Girl! If she doesn't give it back next payday, mention small claims court; hopefully that will scare her into giving it back. Save all IM's and emails from her with the promises of paying you back, just in case.
There's nothing I hate more than a creep who takes advantage of someone's good nature!
2007-05-24 02:17:25 · answer #5 · answered by Gina E 4 · 2⤊ 0⤋
for me anything above $100. i would never loan to anyone. but keep reminding your friend to pay you back. annoy her bug her, until she'll acually pay you back. you know from my perspectives if she didn't come to work on friday or monday she should have at least called you and said that she wasn't going to work, a friend would call that friend and pay them back later that night or in other situations you could go over to the place that she's at and she could have paid you there. i dont know it sounds suspecious that something came up all of the sudden ironicly on the payday. talk to her about it. gud luck.
2007-05-24 02:16:40 · answer #6 · answered by gainsbourg 2 · 1⤊ 0⤋
Try to get your money back as soon as possible. As an alternative, ask her to pay half of the money now and half next pay period. If she can afford to buy a car, she can afford to pay you your money back. She does have an obligation to pay you back but any amount going toward the repayment of the loan will show a goof faith effort.
2007-05-24 02:35:26 · answer #7 · answered by Mistress Kat 3 · 1⤊ 0⤋
You offered to lend her the money, and going by what you said here, you didn't specify a payback time, so don't waste a good deed by turning sour about it. Now that she has said when she is going to pay you, only if she doesn't pay you then you can get upset. Just wait the two weeks
2007-05-24 02:12:21 · answer #8 · answered by Anonymous · 2⤊ 0⤋
There may be a reason she cannot get it to you right now.
Come up to her next payday and ask for the money.
Anything above $20 I would either not loan it or get a signed IOU with both the loaner and loanee's signature as well as a witness...
2007-05-24 03:15:23 · answer #9 · answered by Terri 7 · 0⤊ 0⤋
Go to your boss and tell her what is going on.. did you have any witness's? if she came in stressed out about it you might not have not been the only one to hear her.
You need to get a third party involved and your boss is the best one to go to cause she knows why she didn't make it to work for 2 days and she knows when she gets the paycheck.
2007-05-24 02:56:51 · answer #10 · answered by Tapestry6 7 · 1⤊ 0⤋