I didnt get any finanical aid and i cant get a loan because i dont have a worthy co-signer?

Question

Is there any loan i can get myself even though i dont have any credit or co-signer?

Answer 1

http://www.ppslc.com/ppal.php


Wells Fargo Education Financial Services
PO Box 5115
Sioux Falls, SD 57117-5115
800-658-3567

Student must be enrolled in a half-time undergraduate or graduate program in an eligible field of study. In certain cases a creditworthy cosigner may be required. The amount borrowed may be the lesser of the cost of attendance minus other aid or $25,000 per year . The minimum loan is $1,000 and the aggregate is $100,000 (including all other educational debt). No origination, disbursement, or repayment fees. Repayment begins six months after you graduate from or stop attending school and may last up to 12 years.

Nellie Mae
50 Braintree Hill Park, #300
Braintree, MA 02184-1763
800-634-9308
617-849-3447

Students or parents may borrow from $2,000 up to the cost of attendance minus other financial aid. You may qualify with a 40% debt/gross income ratio and a good credit record. The interest rate is variable and may be assessed monthly at Prime plus 2% or annually at Prime plus 3-4%. A 5% guarantee fee is charged. You may take from 4-20 years to repay, depending on the amount borrowed. Interest-only payments may be made while student is in school, payment begins within 45 days after the loan is disbursed. Interest and principal monthly payments begin within 45 days after the EXCEL loan is disbursed.

Gap Education Loan

US Bank
US Bankcorp
US Bank Place
601 Second Avenue South
Minneapolis, MN 55402
1-800-242-1200

Undergraduate or graduate students enrolled at least half-time at a participating school. The annual borrowing limit is the student's cost of attendance minus financial aid received. In addition, borrowers with a lower credit rating are limited to $6,000 each year for undergraduate students and $8,000 each year for graduate school students. The minimum loan amount is $1,000. Aggregate loan indebtedness is $100,000, which includes debt from all other student loan programs. The variable interest rate for the in-school or grace period (also is called the 'interim' period) is the 91-Day Treasury Bill + 2.5%. For the repayment period, the interest rate is the 91-Day Treasury Bill + 3.5%. Principal payments are deferred during the interim period. Repayment begins six months after graduation or after leaving school. For student enrolled part-time, the repayment period begins six months after final disbursement. The minimum monthly payment is $50; the maximum repayment term is 15 years.

Using the Sallie Mae example again, you can fetch some additional funding even without a cosigner. If you are getting out of high school, without any credit history, there is still a chance you can acquire a personal loan for college. A company like Sallie Mae exists to lend money, and bet on the chance that you will receive a quality education, and in turn be able to pay them back plus interest in the future.

ROTC

Answer 2

sometimes you can get a loan without credit or a co-signer but you'll have huge interest to pay as well. the best thing you can do is get a low limit credit card and buy some things and pay the credit card off quickly to establish credit.

Answer 3

communicate with the enterprise that holds the loan and notice if there is something they are in a position to do to do away with you from the loan or a minimum of split it up so as that his strikes do no longer impression you. Be arranged however for the financial enterprise to assert there is no longer something they are in a position to do. and on no account, on no account co-connect up a loan returned. regrettably you will possibly no longer have the different ideas yet to proceed paying the loan. you additionally can ask the financial enterprise in the event that they are in a position to consolidate the two loans into one so as which you only have one month-to-month fee.

Answer 4

Try www.prosper.com