Can I get thrown out of my house for not paying my property taxes?

Question

My mother passed away in 2004 and my step dad stayed her house, after finding out that he was not paying the mortgage I kicked him out and moved in 9 months ago, the property deed was put in my name but the mortgage is still in my moms name then I find out that he has not paid the taxes scence she passed away (yep, 2004). I have no way to come up with 6000.00 and i just received a letter saying that someone put in a application for my deed and I only have a week to come up with the money to stop it (there is NO way to get the money) so what will happen next? Can the person who gets the deed show up at my door and tell me and four small kids to get out?

I live in florida and i do have alot of equity in the house but it takes longer than a week to get a home equity loan because i have poor credit.

Answer 1

Unfortunately you can be evicted for nonpayment of the property taxes.

Your property is up for sale for the back taxes. The person who buys it can then either start eviction proceedings or start charging you rent.

You should contact the mortgage company and see if you can work a deal with them since their interest in the property will be affected by the tax sale. It's entirely possible that they're the ones who are attempting to buy the property in order to secure their own interest -- this isn't all that unusual.

In response to the above poster, many mortgages do not include impound accounts for taxes and insurance. If you have good credit, many if not most lenders will let you self-manage your taxes and insurance. I don't pay impounds for either and haven't for a number of years.

And to everyone who assails "freedom." Please understand that the "free" in "freedom" doesn't mean without economic (or other) costs. Freedom is the ability to choose the course of your own life, not the guarantee that it won't cost you one way or another. Give me a break!

Answer 2

Real property tax follows the property not the owner. Unless you are going to be faced with a deficiency judgment after the foreclosure there will be no point in you paying. If you can rescue the house, you will need to pay the taxes. If there is any equity in the property I suggest you contact a bankruptcy lawyer about filing a Chapter 13 plan through which you could pay the back payments over five years and not lose the house.

Answer 3

Yes, but the police will be the one to do the evicting. You need help asap. What state are you in? Is there any equity in the house (do you owe less than what it would appraise for)?
You can call the number on the letter saying that you have a week and most of the time you'll be able to get an extension. But, you need to seek the advice of a lawyer who specializes in this. I know you are tight on money, but if you don't find a way to get help, you're going to be tight on a home. If there is no equity or even negative equity, you may want to walk away from it, but it will screw up your credit.

Good luck

Answer 4

yes, unfortunately, if your father can have him take and equity loan quickly to pay it or you can go the mortgage company and ask for an extension and put some thing down ( like $2000) to show intuitive to pay.

Answer 5

America is an interesting democracy. We say it the land of the free. But, we can never own anything. We just buy the rights to lease it from the government in the form of taxes.
But, if you never work and live on welfare the government give you everything.
You may need to talk with a lawyer soon as mentioned above.

Answer 6

The government can take your home and resell it if the taxes are unpaid on it. See, not one thing is in this country is free like it should be. Nothing is really ours!

Answer 7

You better get a resets lawyer. Use the house as collateral.

Answer 8

yes

Answer 9

if i was REALLY rich then i would loan it to ya... but... sadly... im not a millionare... and i think yes they can which isn't fair!!! good luck hun!

Answer 10

sounds f'd up but yeah...that's stupid though