Can a 20 year old get insured as a named driver on range rover sport?

Question

Can a 20 year old get insured as a named driver on range rover sport?

Father = policy holder, we want to go about putting me on as a named driver.

Will it depend on model e.g HSE / supercharged?

Thanks

What increase in price of exsisting policy are we looking at (rough estimate e.g. +4k, + 7k)?

Answer 1

pull out the checkbook and get ready to write a big check to the insurance company...they will be happy to insure you for a huge premium

Answer 2

A bit spoiled, are we? Your parents can put you on as a driver of the Range Rover, the question should be, why don't you pay to be put on the insurance, it will be high because you are single and male, and under 25. It's not your parents responsibility to purchase a car for you, why can't you drive what you currently have? So, do you think you will just be a stud muffin in the Range Rover? Do you know that a good many people could care less what you spend your money on, or what you look like in the Rover? You will look like a kid that borrowed mommy and daddy's car.

Answer 3

Everything is possible for a price but the mainstream insurers limit their risks by only insuring certain types of drivers for certain types of car so

20year old + 1 litre Fiat Punto is fine
40 year old with no convictions or accidents + Range Rover is fine.
If it was the same 40 year old in a Ferrari it wouldn't be as expensive as you might think but Direct Line probably wouldn't touch it because they wouldn't insure enough Ferrari's to spread the risk.
Likewise they won't have enough 20 year olds driving Range Rover Sports to be able to offer cover.

What you need is a specialist insurer - try ringing some insurance brokers who will be able to search a wide range of companies and expect to pay considerably more than a 'normal' policy with a big excess.
If all else fails Lloyds of London will insure virtually anything!

Here's a good website with some more info:

http://www.uswitch.com/Car-Insurance/Performance-Cars-And-Insurance.html

Answer 4

Anything's insurable - for the right price. It'll really depends on how much cash your father's prepared to throw at letting you drive his beloved pride and joy!

Personally, I'd buy you a car of your own, insure it, employ a driver to drive you home after a night of the lash & also find a pretty young filly to sit alongside you looking gorgeous - and it'd STILL be cheaper for him than insuring you on his car!!

Good luck though fella :o)

Answer 5

Yes you can be added to the insurance as part of the policy, but the rate might go up depending on your driving record, and your age and depending on where you live.

If its supercharged get ready to spend some extra money.

Answer 6

We looked at putting our 17 year old on our '97 Discovery 300tdi, worth about £2000, and the premium went from £280 fully comp to £3000 tft!

Answer 7

yes you can but you'll pay through the other end because your under 25 - it's all about your wallet - and exactly what company you choose. it's also about insurance companies policies as a whole no matter where you go it'll be high for that exact reason !!! [ age }

Answer 8

Someone will insure you. With the premium you will have to pay they will be able to retire on the proceeds.
Get onto www.confused.com
If they cant find you a policy, chances are you wont get one

Answer 9

ask line direct there the best for named driver on a policy

Answer 10

Only way to find is ring the insurance company up