when you have a drivers permit in the state of colorado, do you have to have insuranse?

Answer 1

Only if you have your own car that you are using. Remember, insurance goes with vehicles, not the driver. So if you are practicing using mom's car, with her permission, and she is in the car with you, you are covered under her policy. It is a good idea to get added to her insurance as a secondary driver of course.

Answer 2

All drivers are to be covered by an insurance policy if they are going to drive a car. You parents can put you on theirs