2007-05-19 12:24:57 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
Just adding them to the account as an authorized user won't affect your credit, assuming that you don't actually let them use and make payments on the card. If you add them as a joint owner of the account, you will run a higher risk of having your name associated with their accounts, so you will have to watch your credit reports to be sure that some of their bad information doesn't get on your history.
2007-05-19 12:33:59 · answer #1 · answered by aj485 5 · 1⤊ 0⤋
No, it will not affect your credit simply by adding someone to your credit card. Just be prepared to be responsible for the purchases.
2007-05-19 23:03:31 · answer #2 · answered by Former Banker 2 · 0⤊ 0⤋
If they use the card and it doesn't get paid for, then it would have a definite effect on your credit. Otherwise, no.
2007-05-19 19:27:56 · answer #3 · answered by Judy 7 · 0⤊ 0⤋
If u're credit is good and u're partner's bad, then u will get the card and u're partner won't, or vice versa. Or u could both get it.
2007-05-19 19:34:39 · answer #4 · answered by snezana9 2 · 0⤊ 0⤋
I don't know if it affects your credit or not, just DON'T DO IT.
2007-05-19 19:46:57 · answer #5 · answered by The Scorpion 6 · 0⤊ 0⤋
No, dont think so.
2007-05-19 19:28:26 · answer #6 · answered by sexy-star 4 · 0⤊ 0⤋