See I'm 12, and I really want a credit card. But then I don't know when is a good age. To me, I think 12 is a good age, but than i don't won't people calling me a brat and spoil cuz that want they mostly call me and my friend?
2007-05-18 10:31:48 · 43 answers · asked by Anonymous in Family & Relationships ➔ Other - Family & Relationships
But guess what.......I'm not paying for it. HA.........my dad will. And I think I should get a new credit card. I
m bored and need to go shopping.
2007-05-19 09:50:14 · update #1
Hello people..........I'm a daddy girl and anyway I make good grades so I think I should get one.
2007-05-25 13:05:44 · update #2
This all depends on how mature you are. Do you spend your money wisely? Do you know how much is too much to spend in a short period of time? And, who will pay your bill when it comes in the mail...you or your parents? My parents got me a credit card when I was 14, and I payed the bill myself. If I was mature about how I used my card, my parents allowed me to use it often...and sometimes they would pay the bill for me if I didn't spend too much. Really, having a credit card isn't a huge deal...it's kinda boring after you get one and there's always a bill coming around. So be honest with yourself. Are you mature, honest, and going to pay the bill or work an agreement out with your parents? If so, go for it! If not...hey, you have plenty of time. It's no big deal if you can't get one yet.
2007-05-18 10:37:30 · answer #1 · answered by Misscheerios2 6 · 0⤊ 0⤋
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Depending on state laws She maybe be able to get a credit card and enter into legal contracts at the age of 17 since she is married. In most states when a minor is married they are given the legal status of an adult and can do what they need to do. I can see this being a problem for credit card companies. I would think they'd be able to ask for proof of this and be able to sort out with a little extra work then someone who is already 18 (or even 19 in a couple states, nebraska being one of them) You could try Capital one. I can't promise any results with your age being only 17. So good luck. also to the person that said never ever get a credit card. I completly disagree. Credit cards can be powerful tools when used responisbly. They are a quick way to gain great credit. However when used irresponisibly they can reek havic on your credit.
2016-04-09 21:02:52 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Hey, Im 17 as well and have had a debit card since I was 16. I would recommend that instead of a credit card due to the problems and extra fees credit cards present. A debit card looks exactly like a credit card. Also, a debit card might be a better choice as you can add money in your bank account into the card so that you only spend the money you actually have instead of taking the risk of borrowing. hope this helps :)
2016-03-19 00:19:22 · answer #3 · answered by Anonymous · 0⤊ 0⤋
The est age for a credit card does not exist. Credit cards are just the beginning of a problem. You always end up spending more than the thing you want costs. If you just buy it, it will cost less than any credit card would ever be. If you are smart, and I believe you are; don't head down the road of debt, when there is no need for you to travel that road. Save what little money you have, buy only what your need and don't conform to the pressure of those who will never truly own anything, because they bought it on credit. Remember, when you buy something you will own it; when you credit something, there will be interest. Stay away from credit cards.
2007-05-18 10:38:28 · answer #4 · answered by Insight 4 · 0⤊ 0⤋
18 is the legal age when you can have a credit card. And then, only if you can pay for it. It's good you don't want to be spoiled - I think you should wait until you can pay your own bills before you get a card.
When you are bored, read a book or see a movie or text a friend or go running. Buying things isn't really the way to go.
2007-05-24 15:05:59 · answer #5 · answered by Grob 2 · 1⤊ 0⤋
at the age of twelve you have no concept of money management. Some people don't even have that at 18, nor do they have the financial stability to support themselves and a credit card. At twelve, that leaves everything onto your parents. But at your age, what in the world would you need a credit card for? Stick to babysitting and lemonade stand money. It's all you're going to need for awhile. Unless you plan to buy yourself a new bedroom set, a centerpeice for the dinning room, or put a down payment on a new car AND have a stable and well paying job to pay off that credit card bill.
2007-05-18 10:35:53 · answer #6 · answered by discotronik 2 · 1⤊ 0⤋
18 is a good age to get your first credit card. You can start building good credit right then.
Sorry, 12 is too young. When you're a kid, you think you know so much, but later you'll realize how much you learn in the years to come, and even well into your 20s.
2007-05-18 10:59:07 · answer #7 · answered by KC 3 · 1⤊ 0⤋
A credit card at the age of 12? What are you thinking? You do not have the maturity to have a credit card. If I were your parents, I would think about giving you a VISA debit card and giving you a weekly allowance, but you would have to earn it. You know, vacuuming, doing dishes, cleaning windows and bathrooms etc. Life sucks at 12 or so you think, but life is only beginning and your parents have already lived that part of it. they know all of the little tricks, trust me, they have tried them once or twice too.
2007-05-18 10:37:04 · answer #8 · answered by Anonymous · 1⤊ 0⤋
no offence, but you are way to young to have a credit card. i doubt you have a job, and even if you did, would you be able to pay off your debt?
most people even at 18 arent responsible for a credit card. and because you wont be able to pay it off when it comes to be time, you will get an extreamly bad credit score at a young age and will have a lot of dificulties in the future.
dont even think about having one, 12 year olds are barely responsible enough to even have a cell phone.
2007-05-18 10:59:06 · answer #9 · answered by pikko 4 · 1⤊ 0⤋
How would you pay the bill? And what does a 12 year old need a credit card for?
2007-05-18 10:35:04 · answer #10 · answered by Michelle 3 · 3⤊ 0⤋