The card was from Bank of America and the orginal amount I owed was $700.00. I know that over the years I have paid the $700.00 dollars back and then some, but with the interest I am not able to keep up with it or pay it off. I am wondering how can I settle on this account because the debit is 3,000 dollars now and with some outside collection agency. I made an agreement with them to pay $200.00 dollars for 3 months because they were threating to take me to court, although I knew that I probably could not make all the payments. I made two and third did not clear my account.
Now the agent is harrasing me again. Being very rude and I would like to just settle for an amount less then 3,000. I was thinking of taking 1200.00 dollars from my 40k plan and asking them to settle the debit with that. They are so rude and mean and I have no experince with this so I don't know how to go about this. Please help I really don't want to go to court, have my wages garnished or pay a lawyer
2007-05-17
17:23:20
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5 answers
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asked by
lil2spanki
1
in
Business & Finance
➔ Credit