2007-05-16 07:13:18 · 8 answers · asked by ? 2 in Education & Reference ➔ Financial Aid
If you have federal student loans (or bank loans guaranteed by the Federal Student Loan program), you can apply for forbearance of your loans indefinitely due to financial hardship. Interest will accrue, but for most federal loans, this can be done indefinitely. Under a few student loan programs, there can be conditions met for deferment, which is forbearance for a limited time WITHOUT accruing of interest. Temporary medical disability is a possible requirement, but it is also available routinely for certain school types, e.g. medical and nursing school.
On the other hand, you can apply to have your federal student loans discharged completely. However, this requires a doctor's certification that you are TOTALLY and PERMANENTLY disabled, e.g. it is almost certain that you will never be able to work again. There are very few conditions that automatically apply (terminal illnesses, moderate dementia from alzheimer's or traumatic brain injury, AIDS, quadriplegia, etc.). Essentially, your doctor would have to be fairly convinced that your condition is permanent, and that your level of disability will prevent you from doing ANY type of reasonable work in the future.
For non-federal student loans, it all depends on the rules of the individual lending institution. However, the vast majority allow forbearance and discharge under the same rules as the federal student loan program.
2007-05-16 07:28:01 · answer #1 · answered by Anonymous · 1⤊ 0⤋
eh NO - I thought disabled people wanted to be treated the same as able-bodied, you should pay off your student loans like everyone else has to. If you get forgiven your loans then we're looking at positive discrimination.
It really bugs me when disabled people constantantly go on about how they wanted to be treated equally and then claim all and any government benefits going. And in the UK if you apply for some jobs as soon as you put that you have a disability you automatically get an interview.
2007-05-16 07:17:29 · answer #2 · answered by Nacho 2 · 2⤊ 0⤋
i desire so. My short term memory is impaired w/peripheral neuropathy. arms and arms are numb to the element i can't use a keyboard or a pen. My backbone is broken, the place i can't take a seat, or stand for long classes, and different different severe issues that rather shrink a solid existence. The analysis isn't solid for yet another open heart surgical operation, and for now I purely manage soreness and uncomfortable emotions mutually as i'm on and stale with chemotherapy. seven-hundred money a month is perplexing to outlive as is, so tell me a thank you to pay back a Chase loan via Sallie Mae.
2016-12-11 11:18:54 · answer #3 · answered by cosner 4 · 0⤊ 0⤋
Yes. Call the Higher Education Authority in your area and ask them about it. You'll have to have some forms filled out stating you are permanently disabled.
Good luck! :)
2007-05-16 07:16:40 · answer #4 · answered by searching_please 6 · 1⤊ 1⤋
write the school or loan place.
2007-05-16 07:15:32 · answer #5 · answered by beachy 6 · 1⤊ 0⤋
why should there be, you went there you still owe them no matter what happens after you graduate there...
2007-05-16 07:16:34 · answer #6 · answered by paintballer6575 3 · 2⤊ 0⤋
no you got it out you need to pay it
2007-05-16 07:16:39 · answer #7 · answered by norman040484 1 · 2⤊ 0⤋
Why?
2007-05-16 07:15:31 · answer #8 · answered by Superdog 7 · 0⤊ 2⤋