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6 answers

You can find a complete list of 0% APR credit cards here:

http://www.asapcreditcard.com/0-apr.html

There's a wide variety of offers to choose from. If you're worried about being approved for any reason, I would highly recommend the Chase Platinum Card. It's a very competitive offer-- plus, Chase seems to have the 'loosest' approval guidelines of all the major credit card issuers right now.

Hope this helps. GOOD LUCK!

2007-05-17 05:33:14 · answer #1 · answered by Anonymous · 0 0

If it is not for the entire life of credit card how long is the 0% APR offer going to last. Some credit card companies give this offer for 6 months, some 1 year and some for even more than that. If other things are the same the one with the longest 0% APR offer should interest you.

2. What APR will be charged after the introductory period expires?

What will the credit card companies charge you when the 0% APR offer expires should be your main concern. Because the credit card company has already losing revenue by giving you a 0% APR credit card offer it could try to compensate with a higher APR after the intro period expires. Compare this APR with the APR's of other credit cards which offer similar services. You shouldn't get ripped because you fell into a 0% APR credit card trap. This feels bad afterwards.

3. What are other fees and benefits of the credit card?

0% APR coupled with a high annual fees and other charges could wipe out the savings you intend by taking a 0% APR credit card. Also ensure the APR on cash advances, purchases, and balance transfer. If a 0% APR credit card offer tries to compensate for the loss in revenue by charging exorbitant APRs on other services its better to avoid it. Knowing about the different features and benefits is also helpful.

The idea is not to get ripped off by the credit card companies and get maximum benefits on the 0% APR credit card. The credit card companies sugar coat their offers to lure new customers but, it is in the interest of credit card holder to ask right questions and get complete facts before applying for any 0% APR credit card. You can apply online for a best 0 apr credit card at: http://www.credit-card-gallery.com/0_Intro_APR.html

2007-05-15 22:35:54 · answer #2 · answered by brady ewart 3 · 0 0

Get a HSBC CreditCard:

Once you file for Chapter 7 bankruptcy, the bankruptcy court assigns a trustee who works as an intermediary between you and the debtors. He oversees everything and checks out if the bankruptcy plan is going as planned.

But you also have to hand over your possessions and properties to the trustee. They are sold off and the money is used in clearing your debts. But what you can do is to keep a part of your home, cars or some of your property. But most of your debts are cleared off.
http://www.complete-debt-info.com/category/HSBC-Credit-Cards.html

2007-05-16 03:40:30 · answer #3 · answered by See Saw 3 · 0 0

No card, besides debit, will always be 0%, your best bet for a low APR card would be to go for capital one, they have cards for all credit types. its capitalone.com

2007-05-15 19:00:29 · answer #4 · answered by Jessica 6 · 0 0

go to creditcards.com and this should help u

2007-05-16 04:56:41 · answer #5 · answered by shorty21 5 · 0 0

get your punk *** outta herrrre

2007-05-15 18:57:12 · answer #6 · answered by mark t 2 · 0 0

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