hi just wondering i have been looking into driving a dump truck and maybe a semi with a dump trailer but the cost of insurance is kind of steep. I am 22 yrs old and currently have a class B cdl. I already drive a straight truck every day going to chicago and back so ive got 1 year of experience driving already. The insurance quotes we have been getting are pretty steep. I have a very good driving record but i think it is because of my age because if i was 25 it would be 3 times cheaper. I was just wondering if anyone has had this problem before and are there any other ways around it or am i stuck with the high policys till i turn 25. Im pretty new to this so i just wanted to know. Thankyou.
2007-05-15 13:09:59 · 7 answers · asked by jeffjunkyard 1 in Cars & Transportation ➔ Insurance & Registration
Dump truck...ha ha ha ha ha.
2007-05-15 13:12:23 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Just spend a couple of days getting quoted by other insurers, this is where I go to for business insurance:
http://car.insuranceaskingprice.com/business-insurance.htm
RE:
Dump truck insurance question.? -
hi just wondering i have been looking into driving a dump truck and maybe a semi with a dump trailer but the cost of insurance is kind of steep. I am 22 yrs old and currently have a class B cdl. I already drive a straight truck every day going to chicago and back so ive got 1 year of experience driving already. The insurance quotes we have been getting are pretty steep. I have a very good driving record but i think it is because of my age because if i was 25 it would be 3 times cheaper. I was just wondering if anyone has had this problem before and are there any other ways around it or am i stuck with the high policys till i turn 25. Im pretty new to this so i just wanted to know. Thankyou.
2014-12-23 05:49:53 · answer #2 · answered by Anonymous · 2⤊ 0⤋
Unfortunately age is one of the factors in determining your truck insurance rate. I found an article that discusses other insurance factors as well such as truck driving experience, employment history, accident history, driving area, equipment operated, etc.
The truck insurance article is located at: http://www.covermeinsurance.com/articles/how-truck-insurance-premiums-are-determined.html
Keep shopping around, you may find a better rate.
2007-05-16 04:42:13 · answer #3 · answered by James B 1 · 0⤊ 0⤋
just a thought. if you don't need to drive the dump truck every day don't have insurance on it every day. what i mean is if you're only driving the dump truck a few days each month just get a trip permit. they're not too awfully expensive and they're available for 3 days i believe.
2007-05-15 13:20:20 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I suggest you make a search for car insurance company that caters dump truck insurance visit sites like this http://www.nightbirdssolutions.com and collect quotes and compare and see who can you offer you a good or a cheap price.
2007-05-16 15:56:48 · answer #5 · answered by Anonymous · 5⤊ 0⤋
Try State Farm. It doesn't matter how old you are but it does matter how many years you have had your drivers license. Since you are driving a commercial vehicle even that probly does not matter. It also matters if you are driving internationally then good chance State Farm could not cover you. But if you are driving within California you should be getting a pretty good rate. These are just general answers . Make a couple of phone calls to be sure.
2007-05-15 18:10:22 · answer #6 · answered by car253 7 · 0⤊ 0⤋
You're right, it's your age that's making the premiums so high.
You might lower it a bit by having someone else the primary on the policy with you listed as additional driver; however, it will still be pretty expensive.
2007-05-15 13:12:23 · answer #7 · answered by Anonymous · 0⤊ 0⤋
a pal of mine substitute into in a similar concern. he dropped the coverage on his vehicle for a year(it substitute into in a save having custom artwork achieved to it). nicely finally the day got here the place he ought to %. up his vehicle. on the way domicile i watched a guy run the pink mild totaling his vehicle that wasnt on the line for decrease than 15 min. while the police have been given there, he substitute into ticketed for no coverage and the guy who led to the twist of fate have been given a pink mild value ticket yet no fault for the twist of fate. State stated that my chum is out of success (he loss approx $15,000. of artwork plus the vehicle itself) so it ought to not be a solid consequence, in spite of the undeniable fact that with it being a city truck you're able to success out and the city might settle so it doesnt hit information etc
2016-11-23 15:55:33 · answer #8 · answered by declue 4 · 0⤊ 0⤋