2007-05-14 09:30:53 · 12 answers · asked by popwell56 3 in Business & Finance ➔ Credit
yes you can. You'll most likely get a low limit - somewhere's between $100-$300 that you can spend with it. The average interest rate is about 16%. If you miss a payment it's around 28%. If you don't have a job, you can get a credit card thats made specifically for college students. Their interest rates are the same as a regular credit card and their limit is about $300. Usually you get 0% APR for 6 months as well as cash back or points on purchases.
2007-05-14 09:40:35 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Yes just go to college and you'll get tons of offers. But why get a credit card if you don't have a means to pay? And don't do what college folks do and make payments with loan money. All your doing is creating a world a debt that will catch up to you later. If you are just staring off with credit good for you. There are so many people that would love to say that so they can start over and make differnet choices. Avoid credit until you get a job and even then be careful and only get a small amount. If you max out right away and can't pay down take it as a sign that your not ready for credit cards.
2007-05-14 09:42:13 · answer #2 · answered by gojo96 2 · 0⤊ 0⤋
In the first place, why would you want a credit card if you don't have a job? Seems as though you would have a bad time paying the bill.
2007-05-14 09:41:57 · answer #3 · answered by Sunshine 6 · 0⤊ 1⤋
Yes. You can get a secured credit card. That way you can start building credit also.
2007-05-14 09:39:51 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yeah, but you'll probably have a high interest rate and a low amount that you can charge. You may have to have a cosigner - this is usually a parent, if you're young.
You can also get a secured card, meaning send them money first and they deduct your charges from that. It actually works more like a debit card.
2007-05-14 09:36:45 · answer #5 · answered by Ralfcoder 7 · 0⤊ 0⤋
if you are in Canada, there is a new database of Canadian credit cards at
http://www.canrates.ca
There are secured credit cards in the database as well.
You can search for the credit card that suits you best and compare several credit cards side by side.
2007-05-14 10:08:03 · answer #6 · answered by datavanquisher 1 · 0⤊ 0⤋
Usually yes. It depends on your age and credit history though. It also helps if you can list some other form of income (parents, student loans, etc.)
2007-05-14 09:39:53 · answer #7 · answered by happytwenty 2 · 0⤊ 0⤋
NO!!! and would u want a credit card and u can't pay the bill when it comes
2007-05-14 10:07:55 · answer #8 · answered by shorty21 5 · 0⤊ 1⤋
yea try secured to improve your credit here is a good one aspire aspen Merrick try em be cautious when you do credit when you apply it count against you space your inquiries out in time.
good luck god bless
2007-05-14 09:42:58 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Yes, I wouldn't be to worried about it, I did a search and found this site that explains in detail about this same issue, check it out http://www.mintcreditrepair.com , excellent articles also.
2007-05-14 10:54:27 · answer #10 · answered by scoochypup 1 · 0⤊ 0⤋