Any one know what the time limit is to make a claim for personal injury against a home owners policy?

Answer 1

Your claim with your insurance company is subject to the rules regarding time limits for filing claims contained within your policy. Pull it out and read through it to find that information. It is usually a very limited amount of time, so check immediately. If you are the insured and your insurance company denies or refuses to pay you for your claim, then you will have to retain an attorney to file a declaratory judgment action - the judge will then interpret your insurance policy based on the facts and make a ruling. Good luck -

Answer 2

If it is not your home owners policy, then you must file a claim (law suit) against the other party, doesn't matter what the policy says but the law controls - you have 2 years to file a tort action (where physical harm results, assault, etc.), from the date you discovered the harm or became aware of the cause. If its your policy, you have a contract with the home insurance company that controls - if it says 30 or 60 days, that controls.

Answer 3

Every state has its own laws governing the deadline to make a personal injury claim. In California, generally, it's two years, but there are exceptions to the rule. For instance, if you are injured on a bus operated by the County, you have to make a claim within six months in order to have the right to file a lawsuit for personal injury. There are other exceptions, and there may be ways to bring a lawsuit even if you're past the deadline. That's why, as the last person wrote, you have to talk to a lawyer ASAP.

Answer 4

It varies not only by the company but some agents will
not accept delayed claims.

Answer 5

That depends on your policy. For mine, it is 30 days.

Answer 6

It depends on where you live. Talk to a lawyer ASAP.