ive been driving for 9 years now & i have never made an insurance claim?

Question

i have kept the certificates of motor insurance but never asked for proof of no claims is there any way i can get these now as i am trying to make my first claim for theft thanks

Answer 1

First off.. the number of your claims in the past (or lack thereof) will have no affect in your making a claim now.

You have a policy, they have a contract.. they must honor your claim except for fraud or contract conditions,.

So.. as a novice you are trying to do too much. Call your company, make the claim, and let them do what you have already paid them to do.

Answer 2

You will have to contact the insurance companies and ask if they can provide proof, but why would you need it now if you're insured anyway? They usually only want proof of no claims when you take out the policy in the first place.

Answer 3

If you have stayed with the same insurance company for nine years then the insurance company will have evidence of your claims... or lack thereof.

If you have switched insurance companies, then your current insurance company would have realized that you've not had a claim in nine years by talking to the rest of the insurance companies (they do that).

Either way, your insurance company knows.

Answer 4

Why do you need proof of no claims to make a claim for theft? File your claim - your insurance company will investigate themselves if you have past claims history. You don't need tos ubmit a certificate of no claims, not even sure where you would get one.

Answer 5

Your insurance company and your insurance agent (if you use one) should have your records of no claims. What they will need is the crime number from the Police regarding the theft. The Police should have given you the number when you reported your loss.

Answer 6

Proof of No Claims Bonus (NCB) is issued by the insurer at each renewal by means of the renewal notice.

You are not required to provide proof of NCB to make a claim. Contact your insurer to submit your claim.

Depending on whether or not your NCB is protected/guaranteed or not, at next renewal the level of NCB may be reduced.

Answer 7

I'm sorry, I don't understand your question. Your no-claims bonus will be clearly stated on your insurance paperwork.
Why do you need to know how much no-claims bonus you have to make a claim? This is entirely irrelevant.

Answer 8

Your no claims as no relevance whatsover to making a claim. Providing your premiums are upto date then there really is nothing to worry about.

Answer 9

Your insurance will have the details

Answer 10

your insurance company will have all these details on your record