This is a pretty standard question. Without spending too much time in a financial aid office, there is plenty you can do get the process started.
Start by going to http://www.fafsa.ed.gov/ and filling out the online form for federal student aid. After finding out what you are eligible for in terms of subsidized stafford loans, you can figure out if that is enough to finance your tuition and expenses. In most cases, it isn't. If you find that you need more money then you are offered, you may want to try a private student loan.
The best thing to do is compare the different private lenders out there, which can be done at http://www.finaid.org/loans/privatestudentloans.phtml
Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The limits are much higher with private student loans, up to $40,000 per year. You can find out more information about a Think loan at http://www.thinkfinancial.com . Good Luck.
2007-05-09 06:43:56
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answer #1
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answered by Anonymous
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There are many problems and many solutions here. First problem; the job. You haven't been able to find one, which means that either you have no job history, and/or your resume really sucks. Email your resume and I'll help you tweak it to make it look really good. After that, have everyone you can look it over to double check for any errors, and to see what the overall effect is. When I've been looking for a job, I send out at least 100 applications online every week, and I make sure to visit a very busy area (like a mall) for a full day, dressing up very fancy, and handing out at least 40 applications in person to a manager. That is how you hit the pavement, by seriously going nuts to anything and everything. Even though I had had five jobs, five years of volunteer experience and a crazy amount of credentials, I still applied for everything from fast food to serving to retail, to electronics, and beyond that. If you find that you don't feel you have a lot to put on your resume, then you should be looking at taking some skills courses, like the babysitting course, cpr, first aid, food handler's certificate, whmis, smart serve, etc. They show that you will take the time and dedication to get yourself skilled. You should also be looking at volunteering in your community, like coaching a kid's sports team at the community centre, or tutoring at your local library. Employers are looking for leaders, so heading up an environmental project will also look great. You should also be building up the people who will say to your prospective employers "This person's great, hire them!". This also ties in to making some more money. Work the side-jobs like crazy to build both your money and your references: tutor, baby-sit, pet-sit, house-sit, walk dogs, mow lawns, weed gardens, shovel snow, clean pools, clean houses, run errands for people. Let's put it into perspective: clean five houses a week and charge $25 per house, and that's an income of $600 a month for you to play with. You can do that no problem. Walk one dog for half an hour 5 days of the week and charge $10 a walk, you're making $200 a month. Walk three dogs at the same time and you're making another $600 a month. I know what it feels like to be truly desperate; there have been many times where I thought it would just be so much better to skip this part, to get to the next stage of the lifecycle, wherever that is. But I realized that there are people who I love in this world, and that to leave them and to not give this part a full chance is a waste of breath. You have to learn to push through the bull, to keep fighting for what you want no matter what. If it's a better life, better people in it, better job, better situation, whatever, FIGHT for it. I've spent five years fighting the past, fighting to get into school for what I want, fighting to make my life the way I want it. It has been a really hard, and often lonely struggle, but I am almost in the place I want to be. I am now a third year part-time university student for French and a first year student for music who is studying to be a high-school teacher and achieve decent grades (70's and 80's). I have 40 students a year that I teach privately and I also work as a sales associate to make extra money. I have moved out from a bad situation twice, and am now completely self-sustaining. I am free.
2016-05-19 00:01:13
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answer #2
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answered by Anonymous
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"back to school" means what? How far did you get? Did you get your associates degree (2 years) while you were working? If not, then get that. Then while you work get a loan for your last 2 years of schooling. Bring broke is being in a bad position. Get a job and save up some money so that interest from the student loans doesn't hurt you and put you into bankruptcy while you still must repay those student loans.
2007-05-13 03:03:15
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answer #3
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answered by sophieb 7
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Get a job that offers tuition reimbursement, and then pay for your classes on credit, and pay back when you get the reimbursement check.
2007-05-09 04:31:22
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answer #5
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answered by Blasters 3
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