2007-05-08 12:33:58 · 4 answers · asked by Anonymous in Business & Finance ➔ Insurance
If you still have the cheque, you can return it to the issuing bank and then they can cancel it and return your money.
The only way a stop payment will be issued is due to fraud or theft. If that is the case, call the issuing bank (where you received the cheque) and give them the police report number. Without that, they will not stop payment on the cheque as that is the point of a certified cheque.
2007-05-08 16:31:51 · answer #1 · answered by JJ 5 · 0⤊ 0⤋
If the check is stolen, then the issuer has the right to stop payment. That is why the bank will issue the check with an extra copy - for the records of the issuer.
There have been instances also of fraudulent bank checks, which look very realistic, but are not worth the paper they are written on. Be careful.
2007-05-08 12:52:51 · answer #2 · answered by Insurance Biz CT 5 · 0⤊ 0⤋
No, that's the whole point - the funds are guaranteed to be there, and the person who wrote it can't change their mind.
2007-05-08 14:02:15 · answer #3 · answered by Anonymous 7 · 0⤊ 0⤋
Nope, sorry
2007-05-10 19:40:55 · answer #4 · answered by Angel girl 4 · 0⤊ 0⤋