2007-05-08 08:32:18 · 3 answers · asked by Nancy1 2 in Cars & Transportation ➔ Buying & Selling
Pay cash. Interest rate = zero.
Find a bank or credit union that will give you a low interest loan, then using that money, see the first line.
2007-05-08 08:38:31 · answer #1 · answered by oklatom 7 · 1⤊ 0⤋
Some dealers have good interest rates on loans, but usually you have to give up some kind of discount on the price.
Take the lower price on the car and shop for the best interest rates. You may want to try your bank, or credit union. Even better, if you have equity in your house, get a home equity loan. The interest will be cheape and you can deduct it from your income taxes, making it even cheaper. good luck
2007-05-08 15:41:10 · answer #2 · answered by Fordman 7 · 0⤊ 0⤋
Either wait til they have a low APR promo (usually between 0%-3.9%) but for that you need to have a very good credit or shop around- go visit few banks that offer automobile loans and see the rate you would qualify for. Once you get that, you can go to a dealership and tell them you brought in you own financing.
2007-05-08 15:40:00 · answer #3 · answered by Anonymous · 0⤊ 0⤋