i would LOVE T obe a stay at home mom but don't find it realistic to not work at all... i seem to need to work atleast 2 or 3 days a week due to finances. how much are all of your husbands making to support your family? i don't think my husband's salary could support me and my baby-on-the-way. he only makes $350 a week after taxes and insurance. i make about $100/day.
2007-05-08 04:28:44 · 23 answers · asked by mommy of 2 4 in Pregnancy & Parenting ➔ Parenting
$100/a day BEFORE taxes that is. so probably more like $80/a day.
2007-05-08 04:34:54 · update #1
ALSO - my husband works nights. so if he sleeps until noon, he is good to go for the rest of the day, so no baby sitter
2007-05-08 04:41:00 · update #2
Well maybe your husband could stay at home instead?
My partner is on minimum wage he makes less than your husband. But I decided that stayong home would be the only option to me, I dont like the idea of having children and leaving them for someone else to look after them.
I live in the UK however, so the system is probably different, we live in a rented home which is very cheap, I get child benefit and tax credits to top up our income. And I only buy essentials, no expensive clothes, no coffees in cafes, no expensive takeaways or nights out.
2007-05-08 04:37:50 · answer #1 · answered by cigaro19 5 · 1⤊ 0⤋
I'm not a stay at home mom, but I'd like to be for the first year of my child's life. I'm currently 16 weeks pregnant. My husband makes roughly the same as your husband, give or take. I went to parttime while pregnant because I've already had a difficult pregnancy, so I'm only bringing in about $200 a week.
To reach our goal of me being a stay at home mum, we're saving money like mad! We sat down and tried to get a realistic idea of how much additional money we'd need to last at least 6 months on just my husband's current salary. Here are a few ways we're saving money to put back.
Right now, we have a two bedroom apartment. We're moving into a house in August (2 months before baby is due), so we're not trying to get the second room made up for the baby. This is our first child. So we went online and found a roommate that was looking for somewhere to stay just for the summer (he's in college locally.) Now that he's here, we've been able to cut down on rent and utilities expenses. We're still acting as though we're paying "full price" and are putting the extra money into savings each month. That's an additional $400 a month in savings.
Another way we are saving is by pre-planning our meals and not eating out on a regular basis. I've been buying food in bulk and making meal plans to make food last as long as possible. We're saving an average of $100/month in food cost. We're putting this money towards buying stuff for the baby.
We are looking in the newspapers for garage/yard sales or people selling baby clothing and furniture. We are however buying the carseat and crib mattress new. We were able to get a NICE crib and changing table for $40 as well as LOTS of clothing and other baby accessories really cheap!
So yeah... I guess its the whole, if there's a will, there's a way. You just need to figure out your budget and how much you need to live comfortably + with the new baby. Then you can work towards that.
2007-05-08 11:46:00 · answer #2 · answered by Sonya 5 · 2⤊ 0⤋
My boyfriend makes a good deal of money, but if I wasn't working at something we would not have the extra that we like for the kids. I didn't like the idea of someone else raising my children, so I opted to become an Independent Consultant, I was able to find a really great company with excellent income opportunities. But the best part is that I am raising my children and still getting out a few nights a week to socialize. My children have benefitted greatly to me being there when they needed me. You can contact me if you would like more information, or you can research on your own. It is actually alot easier than you think. Have a great day! Hope all works out for you and your family, maybe I will hear from you soon.
2007-05-09 13:26:25 · answer #3 · answered by spazz2228 2 · 0⤊ 0⤋
well my husband makes about $24 per hour but his work isn't a set schedule so his weekly income varies.But we have four kids so like some of the other people on here, we sometimes struggle and don't have some of the extras that others do ....but we have what we need. That is i think the most important question to ask yourself is weather or not you are willing and your family is willing possibly do without some of the wants in life ....for me it was an easy choice my mom was a stay home mom and many of my friends growing up didn't have that and while I won't lie and say my life was all roses because of her selflessness , we argued and i swore I would never be a stay home mom and drive my kids nuts and ...well here I am with three teens and I drive them nuts lol ..not really we have a wonderful relationship very open and because we are together alot they feel comfortable talking to me about the important stuff teens usually learn the hard way on their own because its to weird to talk to mom or dad. Anyhow good luck with your family and in making your choice...don't forget we are women and we can change our minds later if things aren't what we want lol
2007-05-09 21:45:29 · answer #4 · answered by shelly H 1 · 0⤊ 0⤋
the only way we make it is that my husban has a decent salary ($600/week, I said decent not great, lol) and we rent from family so we pay a below market rent. I also make some extra money by sewing, selling on e-bay and baby sitting. Otherwise I would be in the same situation as you. Can you husband find better work? Or can he take on more parenting duties and be a stay at home dad? As long as you are both involved parents your child will be fine. Being a SAHM makes sense in my family, I was never a big wage earner before we had kids, and the cost of daycare and commute would have used up 80% of my salary anyway.
2007-05-08 11:37:51 · answer #5 · answered by parental unit 7 · 1⤊ 1⤋
Well my husband brought home $25,000 last year (before taxes). We make it week to week. We gave everything "extra" up. We spend our taxes on a vacation to Mexico every year over Christmas and drive back and forth. We just paid off a new van in less than a year.
We don't eat out. I don't know when was the last time I bought something for myself except deodorent and soap. My hair hasn't been cut in over 3 years. I own 3 pairs of shoes (flip flops, dress, and gym). I have taught myself to say no.
Ie., No hunny we can't eat steaks tonight the kids can't chew them., Or the ever famous No hunny we don't need all the movie channels on cable because cartoons are on tv all day.
Or the times that I do say yes, but it is followed by "only if you get a second job".
I rent a 3 bedroom apartment in a very small city. never turn on the air conditioner. And the best of all hand me downs are my best friend.
2007-05-08 11:58:02 · answer #6 · answered by Kathie 3 · 3⤊ 0⤋
My husband makes about $5000 a month, so about $1250 a week. I am lucky to be able to stay home with my daughter and not have to struggle. If you really want to stay home you will be able to find a way. Maybe you can babysit another kid, that would be a lot of work for you but it would be worth it to stay home with your baby. Try to also only live on your husband's wage until the baby is born to see if you can do it, you would be surprised what you can save if you budget and cut back on some things.
http://www.miserlymoms.com/
2007-05-08 11:41:33 · answer #7 · answered by Stuck in the middle of nowhere 7 · 0⤊ 1⤋
Well, I'm a stay at home mom. my husband supports my daughter and I. He makes about $1660. a month. Its not easy but you have to make sacrifices sometimes for your family. But you also know what you both can handle. For us its better that I don't work because whatever I would make will go straight to day care anyway so me working will not be beneficial for us. But I did start school (college)so that when I decide to go back to work I will have a degree and it will be worth it. It is a big step to stay at home with your child but its sooooooo worth every minute of it.
2007-05-11 15:49:27 · answer #8 · answered by boolie 1 · 0⤊ 0⤋
My husband makes about $8,000 a month so I am very lucky that he has a good salary and I am able to stay home with my 3 kids. You should try and find yourself a part time job 2 days a week if it would help you financially. My girlfriend works 3 days a week at a dr's office and it has helped her family out a lot. Plus she actually gets adult interaction and conversation..lol....
2007-05-08 11:57:17 · answer #9 · answered by ? 3 · 1⤊ 1⤋
Have you thought about going to work full time and letting your hubby stay at home? Depending on where you live it really benefits parents to stay home with their children unless you have someone in your family who can watch your children for free! Daycare's are NOT cheap and I am not putting my child in one unless I have to. I have a three year old and a 6 month old. I do not want to leave them but I'm starting back to school in June my mother is going to watch my children for free or for whatever I pay her so this is REALLY going to help me out a lot! My husband makes around $800.00 a week and when he gets over time he usually makes more than that so we make it ok but I am ready to get a job and help pay bills. And yes Im having a hard time I do not want to leave my children but I think people do it everyday and have no choice! Good luck
2007-05-08 11:51:10 · answer #10 · answered by Anonymous · 1⤊ 1⤋