Where is the grant funds?

Question

Searching the net to find grants for personal needs/general living expenses everyone has a book to sell.Are there really any sites to go to to apply for grants for the above use? There are many people I know, myself included, who are looking for just enough money to keep their heads above water until they find a job.

Answer 1

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

There are NO grants for personal needs/general living expenses -- otherwise, no one in America will be living below poverty line, no one will have a single debt, no one will file for bankruptcy, and everyone will have lots of cash in their wallets

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

Answer 2

Grant Funded approach the function is in part funded via cash that can be transitority. It does now not imply the investment is everlasting phrases of the provide normally stipulate one million-five yr time frames. Edit: Grants CAN be taxpayer funded, (through earmark mechanism) or individual endowments can Grant fund techniques as good.

Answer 3

The grant would fall under the National Endowment for the Arts and the National Endowment for the Humanities. There could be some under your state government, so I recommend searching either Google.com or Yahoo.com. Good luck!