How can I find out if my neighbor has homeowners insurance and what company it is with?

Question

I am trying to file a dog bite claim against my neighbors insurance, but I do not think he is responding truthfully about his insurance policy. He denies having insurance that has personal liability. He sent a copy of his mortgage protection coverage to our lawyer and claims that is the only coverage he has. He still has a mortgage, so he must have homeowners. How can we force it out of him? He has not provided proof of insurance or lack of from the time of the injury. If he truly does not have insurance, we are going to have to sue him because the medical bills are already into the tens of thousands. Please help.

Answer 1

You're probably going to have to sue him. Then he has a choice--defend the suit himself or report your claim to his insurance company. I don't believe his mortgage company would allow him to carry a mortgage without a liability policy, but he evidently thinks that if he stonewalls, you'll just go away. That's what litigation is for, and he will learn that this was a situation where he should have made the report up front.

Answer 2

Weather he has insurance or not you have to sue him. The insurance company didn't have anything to do with the dog, your neighbor did.

Sue him. If he has insurance, the company will be getting hold of you soon. If not, you may own part of his house.

Answer 3

That's his/her tough luck if he/she doenst have coverage, that doesnt mean he/she is exempt from being sued it just means they wont pay you when you win b/c they have no money, but if you're luck you'll get their house.

Answer 4

You would need a judge to subpena that, he does have a right to privacy. Dog or no dog.

Answer 5

Dude, if your paying a lawyer and he can't figure this all out for you, then you need a new lawyer.

Answer 6

sue him then he will turn it over and they will contact you

Answer 7

...ask him.