How long does it take in England for a debt to be discharged once passed over to a collection agency?

Answer 1

go to the CAB and get a pemphlet called "debt your rights"
You will find that if the person you owe money to has not made contact with you for a minimum of 6 years then the debt will be written off,12 years for a mortgage.all the details are in the pamphlet
Just get yourself down there on tuesday and get the info,it will be in the rack with other information
And remember you are not alone in this problem.Being in debt is not a crime

Answer 2

Until the debt is recovered. A collection agency just 'buys' the debt, at a reduced amount, and wants to make their money back with some profit too.

If you want a debt to be 'discharged', you need to go for voluntary bankruptcy, and it will take a minimum of 12 months for the debt to be spent. And a further two years for you to be accepted as solvent again.

Answer 3

If you have a bankruptcy, credit default or county court judgment registered on your credit file, it will usually remain there for six years, after which it should be removed from your credit file automatically.

Limitation period

The Limitations Act 1980 gives creditors a maximum amount of time to start legal proceedings after the last payment or written acknowledgement (note or letter) from the debtor. For most debts, this is six years, or 12 years for mortgages.

Answer 4

How long does it take you to PAY? That is what discharged means. If you are asking how long before it is noncollectable, when it is turned over to a collection agency makes no difference. Any Statute of Limitations depends on when you became delinquent.