I've always had 21st Century car insurance but rates tripled from the last time. 21st Century has always given me excellent service in a timely manner whenever I got into an accident. They had good customer service, sent me a check in a timely manner and I was able to talk to a live person if I had any questions. Which car insurance gives the best service with the lowest rates?
2007-05-04 04:32:08 · 5 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Go to an independent agent with lots of companies and ask them to get you the best price (they'll do the leg work of shopping it). If you own a house, you'll want higher liability than state minimums. GEICO spends about half a billion dollars on advertising -- the premiums help make up for that. They are competitive (but not best) for liability-only state-minimum-liability, but can usually be beaten by a lot for anything else. If you have a home too, try to get a multi-policy discount.
2007-05-06 00:54:23 · answer #1 · answered by xwdguy 6 · 0⤊ 0⤋
I have had Geico for about 15 years. Their service is pretty good and the definately go to the wall if they feel someone is trying to gouge you/them.
My (ex) wife accidentally hit the rear of a car full of people at about 3 mph
All of them claimed life threatening wiplash and other related injuries. But the winner was the driver who claimed that she couldn't work for a month because she could barely walk. Her lawyer sued for a LOT.
Geico came in and nailed her tiny little *ss in court with her medical records, her job records and - better still, they had testimony and records from her aerobics class of how she was dancing and prancing like a top Idol contestant.
Judge cited HER for perjury, and all of the other claims were suddenly resolved quickly and fairly.
Our insurance rate..? it didn't change a bit.
.
2007-05-04 11:47:26 · answer #2 · answered by ca_surveyor 7 · 0⤊ 0⤋
Geico is a very expensive insurance. They spend so much on advertising that they have to make up for it in their rates. Try to find an independent agent. They handle a lot of companies and can find the cheapest one for you. I have had SAFECO insurance for several years. I get estimates from a number of companies every year and none have given me a lower quote. GEICO has always been one of the highest quotes, even higher than State Farm.
2007-05-04 13:05:20 · answer #3 · answered by mustanger 5 · 1⤊ 0⤋
It will depend on so many factors that only you can discover this for yourself. however GEICO gives me great rates here in NY.
2007-05-04 11:40:16 · answer #4 · answered by TheEconomist 4 · 0⤊ 0⤋
No everyone that I spoke to was very rude, so I then spoke to the gecko but he was unable to help me.
2007-05-07 12:00:47 · answer #5 · answered by Anonymous · 0⤊ 0⤋