Is there bicycle insurance?

Answer 1

you can include your bike in your home-content insurance policy if you were worried about property theft as a result of home-invasion. similarly some car insurance covers the contents inside your car and that extends to the bike if it were secured inside the car at the time of the mishaps, however, i haven't heard of any comprehensive insurance policies for push bikes. even if there are, the security rating for bikes will be so low that translates into big premium.

if you're hit by a third party or damage property on your bike, it is personal liability. rest assured, you won't go to jail for that, but the court will place order to divert your income to pay for the the damage. if you were hit by another party, you claim them. if your bike happens to be an antique item, you may be able to have insurance on that but i doubted if they would cover if it is stolen on the street as a result of using it for commuting. if you are talking about broken parts replacement, most established brands have life time warrant for the main parts if you were the original owner of the bike and that is already included in the cost of the bike ...

Answer 2

There are a number of companies on the market that can write you a bicycle insurance policy.
I would check
http://velosurance.com
http://www.markelinsurance.com

They offer stand-alone bicycle insurance policies that can cover your bike from almost anything that can happen to it : like theft, crash , total loss, frame failure , personal liability etc

Answer 3

There is not really bicycle insurance specifically, but many companies offer coverage called personal property insurance. This is generally for jewelry and other assets, but some may allow a bicycle to be covered. However, homeowners or renter insurance should cover the bike if it is stolen. These policies are usually very comprehensive.

Answer 4

Homeowners and renters policies are not always the best solution. They only cover your bike on your premises, if it gets stolen from your bike rack on a parking lot, you will not get covered. I would try stand-alone bicycle insurance companies such as Velosurance.

Answer 5

probably. there's motorcycle insurance. and there's insurance for your personal belongings. somewhere in between there you outta be able to insure a bicycle.

Answer 6

Yes. I believe that it costs about £30 pa. If you get MBR you will find it advertised regularly in there.

In any event, you should be able to take out third party insurance regardless.

Luck

Answer 7

If you live in Australia then RACV can cover theft and damage to your bike.

However, you probably don't live here so....
Contact your national or state biking Establishment, they usually have deals, also contact motor vehicle insurers in your area.

Hope I helped

Answer 8

im not sure about your particular bike but some manufacturers sites you can enter the serial number and stuff and it insures it to some extent. i think that may have something to do with warranty too though.

Answer 9

all i know about bicycle, ins, is yes there is ins for bicycle ins. contact auto or motorcycle ins, company they can help you find ins.