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I am in debts and I need $5,000 to update my bills. Anyone can please help me? I have 4 kids.

2007-05-01 01:18:50 · 8 answers · asked by Anonymous in Education & Reference Financial Aid

8 answers

This is not the place to go fishing for handouts.

2007-05-01 01:26:22 · answer #1 · answered by Sunidaze 7 · 0 1

Wel, everyone needs money to pay off debts. I suggest getting a job if you don't have one or maybe a second job if you do, if possible, find some kind of work you can do out of your home if that's an issue. If possible, maybe you can go to a bank and get a loan. Otherwise, I know f no resources out there to help you. If that was the case, we'd all be banging down the doors. Work is the answer...and save!

2007-05-01 01:28:18 · answer #2 · answered by Gracie 4 · 0 0

Have you tried working with a nonprofit credit counseling firm? They can help you work out a budget and negotiate down the high interest rates on the credit cards. They do take a small fee each month to do it. I recommend before signing up for one is to call around and find out what their monthly fee is and find the best one to work on your budget. The fee does vary from place to place. I will include a few places. Good luck!

2007-05-01 02:18:16 · answer #3 · answered by dawncs 7 · 1 2

your best option ..if you can't pay is ...
file for personal bankrupcy.

It's not the end of the world 1000's of people file personal bankrupcy every year.

All it does is put a damper on you Credit rating for 7 years.

But it will get you out of the mess your in !!!
Good Luck !!!

Hell Im married ...2 little girls ..Im $ 12 000 in debt !!!

But I keep making small payments

as long as you pay something on the bill they can't do nothing to you !!!

2007-05-01 01:30:14 · answer #4 · answered by Anonymous · 0 2

yeah, it's a big problem. You have to ask for a loan. NOw that you are online, go to google and type loans...you sure find something that might help you...good luck.

2007-05-01 01:34:39 · answer #5 · answered by Andres 6 · 0 0

I can't give you any money ....but I can give you a suggestion.
When I was a single parent of 2 I got licensed by the State and opened a home daycare.
By doing this I was saving on the expense of childcare for my own children, I was homewith them and I was earning money...good money at that!

Do the Math....if you have 4 children and need to go to work and provide childcare for them while you work that adds up.

Lets say this summer you need to pay for childcare X 4 @ $150 per child per week.
Thats $ 600.00 per week and $2,400 per month for 4 Children for childcare.
plus gas
plus lunch

Now If you stay at home and do daycare yourself you automatically SAVE $2,400 per month and can potentially earn money doing childcare yourself.
Lets say you care for 3 children in your home( in addition to your 4)

3 daycare children X $200 per child -per week is an earning of
$600 per week ( tax free)
$2,400 per month
(Plus you save on your own childcare which is $2,400 per month)
so essentially you will be earning
$2,400 + $2,400 = $4,800 per month

In addition your children have you home and your providing a service

Good Luck and keep your pants on:)

2007-05-01 01:49:58 · answer #6 · answered by Anonymous · 0 3

i am in the same problem..i'd say try getting a loan if your credit isn't terrible...like mine.

2007-05-01 01:26:55 · answer #7 · answered by Anonymous · 0 0

get a money box and start saving

2007-05-01 01:28:38 · answer #8 · answered by ♥ MISS YELLOW DIAMOND★☺♀ 7 · 0 0

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