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Since insurance companies do pull one's credit history.

Thanks.

GG_007

2007-04-30 09:11:25 · 7 answers · asked by Malcom M 1 in Cars & Transportation Insurance & Registration

7 answers

Some insurance companies pull credit reports, some don't. Some who do only pull it during the purchase process, not the quote process.

Typically, credit inquiries by insurance companies are considered "soft" inquiries and do not affect credit scores.

Therefore, it's not something to be concerned about.

2007-04-30 10:47:23 · answer #1 · answered by Anonymous · 0 0

You can get quotes in just a few minutes at - QUOTESTOASSURE.INFO-

RE Can getting on-line auto insurance quotes adversely affect one's credit history?

Since insurance companies do pull one's credit history.

Thanks.

GG_007

2014-08-26 19:23:19 · answer #2 · answered by ? 2 · 0 0

You can easily get and compare quotes from different companies at this site: http://WWW.COVERAGEQUOTING.NET

RE:Can getting on-line auto insurance quotes adversely affect one's credit history?

2014-06-25 15:35:04 · answer #3 · answered by Anonymous · 0 0

No, getting quotes does not affect your credit history because it's just a quote, nothing more. It's not a contract or anything like that.

2007-04-30 09:21:18 · answer #4 · answered by Klaas K 2 · 0 0

I think you mean "credit score." Credit history is borrowing and paying back. I recently applied for a home equity line of credit. Two reasons listed for my score being less than perfect were "length of accounts" and "too many inquiries in the past 12 months." I have no idea as to who was inquiring, when or why. I got the line of credit and decided to leave the credit report alone.

2007-04-30 09:22:03 · answer #5 · answered by regerugged 7 · 0 0

No, it does not affect your credit score. When auto insurance companies do a credit check they do it through a third party and so they do not see your personal details. This is all explained on this website. I hope this helps.

Good luck!

2007-05-03 11:34:19 · answer #6 · answered by Anonymous · 0 0

Go for it! @ David And you think the closest to true Biblical doctrine are the fundies who emerged only in the 19th century. < Catholic and orthodox both teach works for salvation, which is against Jesus's free gift of salvation. > Like many nutjob fundie cultists, you are a liar. The Catholic Church (and I am sure also the Eastern and Oriental Orthodox Churches) teach that we are save by God's grace. @ Parish < I'm afraid you are only going to be disappointed by looking in all the wrong places trying to learn about early Christianity. Its all recorded in the Bible. > Everything is in the Bible? You probably have not read your Bible in full. John 21:25 - And there are also many other things that Jesus did, which if they were written one by one, I suppose that even the world itself could not contain the books that would be written. Amen. [NKJV] < Many people in those days could not read the Bible and even today many cannot read the Bible. They have eyes but cannot see, have ears but cannot hear. > True many people in those days could not read the Bible. And even if they could it was not readilly available then. Do you know when the printing press was invented? In the first century, they did not even have the Bible. What they had were the the Septuagint (which by the way included books you did not consider inspired but the early Christians did) several gospels (yes there were more than 4 circulating then) several book of acts (yes, there were several not jut one) and some epistles (including the epistles of Clement) and other books. The Catholic Church, under the guidance of the Holy Spirit, determined which books were divinely inspired and compiled and canonized them in the 4th as the Bible we now know. Even before the compilation and canonization of the Bible, the people had the Church who guided them. Of course there were also heretics who taught false doctrines and tried to confuse the early Christians. These heretics were very much like you fundies are now. ---- @ grraartist < Also read about the Waldeneces and the Ana Baptists, as they followed the original gospels and the Bible explicitly. > The Waldenses is a heretical sect which appeared in the second half of the 12th century. Among the doctrinal errors which they propagated was the denial of purgatory, and of indulgences and prayers for the dead. The early Christians prayed for the dead and believed in the intercession of angels and saints. The Anabaptists were a violent and extremely radical body of ecclesiastico-civil reformers which first made its appearance in 1521 at Zwickau, in the present kingdom of Saxony. Anabaptists rejected conventional Christian practices such as wearing wedding rings, taking oaths, and participating in civil government. They adhered to a literal interpretation of the Sermon on the Mount and Believer's baptism. @ Pastor Art < Error was beginning to creap into the early church duing the 1st century. > Are you calling Jesus Christ a liar??? Jesus said that the gates of hell will not prevail against His Church (Matt 16:18) meaning it will not fall into doctrinal error.

2016-04-01 02:32:26 · answer #7 · answered by ? 4 · 0 0

No, absolutely not. The only thing that affects your credit history adversely is late credit payments, defaulting on loans, or declaring bankruptcy.

2007-04-30 09:20:30 · answer #8 · answered by theflynnmom 4 · 0 0

I was told by a financial analyst that every time your credit is run it lowers your credit score.

2007-04-30 09:19:20 · answer #9 · answered by QT Like Mee 3 · 0 0

Try: INSURANCETOCOMPARE.INFO where you can compare quotes from different companies.

2014-04-19 23:59:39 · answer #10 · answered by Anonymous · 3 0

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