if dr prescribes work out ,will insurance pay for gym membership?

Question

I am disabled due to broken neck, I am not paralized just bad pain and messed up neck and back.

Answer 1

Not a gym membership, but physical therapy. I have a three level fusion in my neck, and other problems with my low back. I did the therapy for awhile, but found I could simulate the exercises at home. Instead of lifting weights, I use a large can of soup. The weight is comparable, and I can work at my own pace. Walking helps alot, you wouldn't think it could help your neck, but it does. I try to walk daily, I cannot walk far, but if I take breaks and just take my time, I can get a mile of walking done. Deep moist heat helps with pain in the muscles. Rice socks are cheap to make, and work well. It gets blood circulating, which helps the muscles heal and stay strong. I take Methadone for pain management, with Vicodin mixed in on the days when the pain is over the top. It's a frustrating condition, being relatively young and still wanting to be active. I'm sure you can relate to that, the mind wants to be out having fun and remembers the "good" days, while your neck and back say,"My god, have you not had enough!!!! The main thing I have learned from being in chronic severe pain, is you have to accept the hand you have been dealt, you can enjoy your life, but you are going to have to learn other ways to enjoy it. I can't do alot of the things I did in the past, but I can still enjoy life. Good luck to you.

Answer 2

Some health insurance plans do offer discounts on gym memberships, but not all. Contact your health insurance company or licensed agent to find out if this is covered by your plan. You may also want to ask your employer’s HR department about discounts. Generally speaking, you cannot use FSA funds to pay for a gym membership. However, if you are diagnosed with a specific condition and your doctor prescribes a treatment regimen that includes gym-related activities, a portion of your gym costs may qualify for payment from your FSA.

Answer 3

DAWN,
DISABILITY WILL COVER MEDICARE PAYMENTS AND THROUGH MEDICARE YOUR PHYSICAL THERAPY WOULD BE COVERED. THIS WOULD NOT APPLY TO A STANDARD GYM. HAVE YOUR DR. PRESCRIBE PT THROUGH A LEGIT PT OFFICE.

Answer 4

yes, show the ins. co the doctor's written orders.