Does my car insurance cover this?

Question

I got into an accident where I lost control of my car and I ended up smashing into a guardrail in the winter, would my insurance pay the damages for the guardrail that I hit?
It's city property

I have liability

i wish you guys were right, but unfortunetly my insurance won't and If they do pay they'll drop me, that's what an American family Insurance Agent said

Answer 1

Such damages will be covered by the liability it either private or public property... i think your car insurance sucks i suggest you change it...

Search for a better car insurance company in your area or visit this site for your search...http://www.nightbirdssolutions.com

Answer 2

Your liability coverage will pay for the damaged guardrail without a deductible up to the policy limits for property damage.

Answer 3

Your insurance always pays for property you destroy with your vehicle when it's your fault. That is its purpose. It will only pay to fix your car if you have collision, and then they will want your deductible part if you opted for that.

Answer 4

how long did it happen? do you have a police report? did you have liablity or full coverage, because to my knowledge liabilty will not cover repairs on your car. i'm no expert but unless it was faulty equipment or poor road conditions(pot holes and what not that thas been reported to the city), i would think your on your own.

Answer 5

yes, up to your property damage limits, any excess would be your responsibility.

Answer 6

Yes . should be no problem. (public or private property)

Answer 7

YES