the puppy has not been spayed yet and i was wondering if i didn;t get them a health plan where would i go to get them there shots each year for low cost?
2007-04-23 07:35:38 · 7 answers · asked by suzie B 1 in Pets ➔ Dogs
I have VPI for both of my dogs. My vet recommended it after my 9 mo puppy got into some medication a week after I adopted her. Vets do not get paid anything by the insurance companies, so he has no reason to push it. Also a coworker of mine had a sister who was a vet. My coworker also had insurance and her sister also recommended it. I pay $25/month for each. If I did the savings account route, I better pray nothing happens to them while I'm trying to save up. With the insurance if something happens, and I have to pay $2500 (which is a cheap number depending on what's wrong) for surgery I don't have to worry about whether I have enough in my savings account. BTW at $25/month into a savings account it would take over 8 years to have that much.
2007-04-25 16:08:54 · answer #1 · answered by Purity21_99 2 · 0⤊ 0⤋
I'd actually skip the insurance. Most of the insurance companies require you to pay up front anyway.
I looked into pet insurance, and then decided that opening a savings account for them was a better option. Every month I put what I would have spent on insurance premiums into this account. Sometimes I'll add more. To me this has a few different benefits. I can set the amount I pay into this savings every month, if the money isn't used, its not just "gone", in fact I earn money back.
If the dogs ever need something, the money is there for it.
As far as low cost spay, you can go to http://www.spayuse.org they can put you in touch with low cost clinics. I believe Petco and PetSmart also have low cost vaccination clinics. I know in my area every summer vets around here will do vaccine clinics where shots and worming is discounted.
Skip the insurance, and get a savings account instead.
2007-04-23 14:49:45 · answer #2 · answered by Bindi *dogtrainingbyjess.com* 7 · 0⤊ 0⤋
I suggest that you check into what the pet insurances cost (ASPCA also has pet insurance too). I don't agree that pet insurance is a ploy to get more $$$ I have seen it help in clinical settings (not to mention I have seen microchips get their pets home too, esp. when the person is moving cross country!). But my suggestion is to find out how much they would want you to pay per month and then just set that much aside in a savings account made just for your animals. This way you get the interest along with the amount of $$$ saved to help out your furry friend!
2007-04-25 15:38:19 · answer #3 · answered by kyeria_starr 1 · 0⤊ 0⤋
It is definitely worth it for the puppy. The 8 year old dog is another matter, however. The older the dog is when you start the insurance, the more expensive it will be. You can get quotes online to tell exactly how much.
2007-04-23 14:54:42 · answer #4 · answered by erinn83bis 4 · 0⤊ 0⤋
I use PetCare and it is worth every penny for young dogs. You would be surprised at the things they get themselves into. I find that is pays for itself over and over...just one trip to the emergency room and it is paid for. I have it on my 2 dogs (ages 2 & 3) and I just used it last month for a cough. You pay the full cost and then they reimburse you with a check for pretty much everything but $50. However, they do not cover shots. There are other plans but I did not find it worth the additional cost.
2007-04-23 16:43:03 · answer #5 · answered by lisamp217 2 · 0⤊ 0⤋
We use VPI Pet Insurance. We have 5 dogs and a cat.
http://www.petinsurance.com/
2007-04-23 14:39:05 · answer #6 · answered by ? 3 · 0⤊ 0⤋
health insurance for pets?? oh you got to be kidding me. just another way to milk your money. did you chip your pets too? just another ploy for your money. less than 1% of pets ever run away, there is no plague of pets running away to need to chip animals.
2007-04-23 14:39:21 · answer #7 · answered by Anonymous · 0⤊ 5⤋