Paper or plastic?

Question

Which do you prefer to pay with? Cash or Debit/Credit cards?

Answer 1

Personally with electronic banking these days. I feel it is better to use my debit card. I do not have to keep cash on me, and i have a full record of everything I bought, my running balance and where i spent what. I find that if i take out 100 bucks I spent a little here a little there and by the end of the week I don't' know where all my money went. This way I track my money and not have to worry with all the crap of going to ATMs. Plus everywhere takes debt cards these days..I mean geesh you can use it at a driver through at Taco Bell!

Answer 2

I do both debit & cash. I try to do mostly debit-if you have cash at home-you could be robbed.

However, If my bank started to charging me a pin transaction fee, I would go back to using more cash and less if any debit card transactions.

Answer 3

Plastic, it is free money - a 30 day no interest loan, just don't forget it, plus you get points depending on your plastic you use and you get a thinner wallet and to build up your credit score which adds other benefits to your financial position.

Like cheaper loan rates, better deals on insurance premiums for house and cars etc.

Cash is of the past and is best used in developing countries with extremly high interest rates, like most of latin america.

Answer 4

I pay everything with plastic and write one check at the end of the month. Very easy way for my wife and I to manage our money.

Answer 5

Debit card. That way Quicken can download all of my bank transactions and keep my checkbook register and do my budgeting.

Answer 6

Plastic.........some cards have cash back and other cool things. and I can see how I spend my $$ .......why not???

Answer 7

usually cash

Answer 8

cash, but i take records of it all on a notepad so i can always watch my funds.

Answer 9

cash, If you dont have money then dont buy anythink because thats what will hunt you for a long time.

Answer 10

cash ALWAYS cash