2007-04-22 09:41:29 · 11 answers · asked by lillypops 4 in Business & Finance ➔ Renting & Real Estate
normally they ar enot held in the house but in some lawyer's safebox - if you've really lost them then you need to contact uoir local land registry and corsso your fingers big time - they should be able to prove you are the legal owner
2007-04-22 09:45:09 · answer #1 · answered by Sean JTR 7 · 0⤊ 1⤋
In the US, all deeds are recorded in the county or state registry of deeds and a certified copy of the recorded deed is as good as the original. In rare cases, the original deed was not recorded, and then you have to either find the original deed or the most recent copy available.
I assume such registration or recordation is required in any country with a functioning government.
Even if there is no deed, the local real estate taxing authority will have a property description and a history of who has been paying the taxes, which can be used to re-create a deed.
It is better not to wait until you are selling the house to find or re-create the deed, or your buyer will walk.
2007-04-22 17:13:23 · answer #2 · answered by thylawyer 7 · 0⤊ 1⤋
hi if you live in the UK and your property was bought since the Land registry was brought in (I think in the last 40 years or so) then deeds play a much smaller part in the selling process. Your title is with the records of the land registry.
Don't worry about deeds if your property has been registered it will cause no problems in selling.
Land registry have a web site which you can use to check if property has been registered. in any case many house deeds are lodged with the mortgage company.
Good luck
2007-04-22 16:54:16 · answer #3 · answered by Graham 4 · 0⤊ 0⤋
You don't need them, a new deed will be recorded with the buyer's information on it when you close on the property, and if the bank needed a copy for any reason, they would be able to get it from your local county clerks office where they are kept on public record. Good Luck!!
2007-04-26 11:13:52 · answer #4 · answered by novastarbanker 3 · 0⤊ 0⤋
go to your tax records and find out the clerk of the county address. the mortgage company will not have the deed because they are bought and sold like hotcakes, but the title company you used at settlement will. contact them or the agent you used when buying the house to find out where you can get it. its not the end of the world, you will be fine!
2007-04-22 16:50:04 · answer #5 · answered by rgehron1031 3 · 0⤊ 0⤋
=rite to the land registry, they will have all the details of when you bought the house all the names of the people involved in the transaction, if you have a mortgage the chances are they have them or the solicitor you used.
2007-04-22 16:48:54 · answer #6 · answered by t j 3 · 0⤊ 0⤋
You'll be destitute and homeless. Or you could find another way of getting a replacement deed.
2007-04-22 16:45:18 · answer #7 · answered by Anonymous · 0⤊ 2⤋
if it is recorded, you can request a copy from the county clerk's office.
Regards
2007-04-22 17:00:23 · answer #8 · answered by Anonymous · 0⤊ 0⤋
get one from your registar of deeds office
2007-04-22 16:49:03 · answer #9 · answered by Me 2 · 0⤊ 0⤋
I can't answer this question - but am watching with interest as to the results - as my mum is in this situation right now!!!
2007-04-22 16:44:35 · answer #10 · answered by Richard E 2 · 0⤊ 0⤋