Why Does my husband over spend?

Question

I have 3 jobs, my 1st goes to bills, my 2nd goes to buy the kids stuff, and the 3rd goes to pay for my vacation.

Answer 1

Time for husband to quit spending and time for you to stop doing three jobs. Make him get off his *** and help you out. He sounds like he is taking advantage of you.

Answer 2

You have three jobs, but how many does your husband work? More to the point, how much is he contributing to the household finances? The problem may not be overspending, it might be underearning.

If he contributes as much to the housefhold finances as you do, your problem is a lack of budgeting. You and your husband need to sit down (possibly with a counselor) and do the math for how much money you're bringing in and what your expenses are. Write a budget that clearly shows how much you owe in bills, how much you spend on regular expenses (like groceries) and what your total income is. Maybe seeing the actual figures on your income and your outgo will wake him up. When you write your budget be sure to include a line item for discretionary spending; each of you should have a set amount of money each month that you can spend without consulting the other (this helps with the feeling of lost freedom that many people get after getting married).

If your husband isn't working or is underemployed you have a different problem. There are a number of reasons why he might choose to be that way, but none of them matter. If he is laying about getting all of his bills paid by your efforts and wondering how you can be too tired for sex, he needs to step up and be a man. I'm not saying that the man has to be the sole (or even primary) breadwinner, but there's no good reason for you to work three jobs if he's not even working one (assuming that he's able-bodied, of course). You need to encourage him to step up his game -- and if he refuses to do so, you may need to inform him that the game is over, at least with you.

The right course of action depends on the specifics of your situation -- which you know and I don't. Don't issue an ultimatum if one isn't called for, but don't put up with abuse or neglect, either. Marriage counseling wouldn't be a bad idea.

Answer 3

I do not know exactly what you mean, but you need to talk and make agreements on what your budgets are. You and he must both adhere to the budget. If he thinks that is bogus, then your problems probably run deeper than the money. So, counseling might be in order. Google "Dave Ramsey" or family budgeting to get some ideas on ways you structure and live by a budget.

Answer 4

You ask if your husband overspends, but you don't say where and how he is spending money. This was all about what you do.

Seems like you want to assess blame for where the money goes.

Answer 5

i dont get it o_0