i did not notify Geico that i was going with someone else for car insurance. When the new policy was sent...?

Question

with the bill i did not pay. Do they have a right to collect?

Answer 1

I did the same thing, with different carriers. I was sent to collection for the amount I supposedly owed. I sent proof of my new policy and they removed the collection attempt. I also ended up with a refund.

Call your Geico now and let them know that you switched carriers and will not be held responsible for any bills they send.

Answer 2

You are the only one that can cancel your policy. Your new company can not do this for you. If you didn't pay the bill there was still a time that Geico was insuring you and they can collect for that period of time. If you bring in a copy of your new policy showing the date that it was effective, Geico can backdate your cancellation to that date. If you don't do anything they can turn you over for collection.

Also, you can't just quit paying your bill to cancel your policy, you have to call and have it cancelled so there is a cancellation date on file. If not, this is what happens.

Answer 3

Likely they can collect for 30 days. It is possible that a letter with proof of new insurance from you agent, showing no gap in coverage, will convince them to cancel the renewal flat, but if there was any gap in the Geico expiry and the new policy inception, they can and will collect for the policy minimum period. If you had immediately returned the renewal marked "policy not required" they would have flat cancelled. If you just ignored it, you created an absolutely needless problem.
I am a licenced insurance broker.

Answer 4

It is not your new insurance company's responsibility to cancel your old policy. If you just quit paying on the Geico bill it will lapse. Usually if you cancel policies in the middle of the policy period there is a cancellation fee of about 50$ or so. Hope this helps you out.

Answer 5

You are responsible for the number of days you were insured by Geico (even if you were insured elsewhere at the same time). You need to inform Geico what day to cancel your insurance and they will refund you any remaining balance.

Answer 6

This maks a case for my position, deal through an agent.

He does all the worrying for you. He may be a bit more expensive, but is the little you save by doing it yourself worth the aggravation. A full service agent is just that "Full Service."

Mine reviews me annually. He asks if anything has changes, and he will say, " You can save money by going with this company" Since I've been dealing with that agency for many years,.I just say, "fine with me"and I never regretted it.

Answer 7

i come across it no longer straightforward to have self belief that Geico is greater low-priced because of the fact for me USAA became lots greater low-priced. i assume it relies upon on your difficulty, I truthfully have heard of others asserting Geico is greater low-priced. i think of you're greater helpful off going with USAA, its so lots greater militia friendly. Their shopper provider is likewise remarkable, and in case you gave an twist of destiny the technique is so gentle. they also have a great checking account, reductions, homestead coverage, and so forth.. this is lots greater straightforward to have all of it with one company, specifically while it come to creating money. USAA reductions additionally provides the optimal activity fee study to different banks, and their checking and credit enjoying cards have advantages factors. Plus each and every 12 months USAA sends a undeniable money share , while they meet their quota. additionally while your husband is deployed he can get right of entry to USAA greater straightforward for each little thing. i take advantage of to have Geico and banked with financial company of u . s . a . of america, yet ever on condition that I swap to USAA (3 years in the past) I truthfully have been lots happier. USAF ( energetic accountability)

Answer 8

i would say no, it is illegal to be insured by two companies. It was also the new company's responsibility to tell the old company you cancelled.....usually...

Answer 9

dont pay it the policy will just lapse.