If i currently have a credit score of 700 and have about 30 recent inquiries on my credit report in the past?

Question

six months, will i see more points added to my score in the next couple of years with proper handling of my credit ?
i know this sounds nuts but its the truth.. thanks for your honesty always..
peace

Answer 1

Lost inquiry points don't usually show up all at once.
The points usually just dribble back on starting around the 4 to 6 month mark.

Generally, inquiries start becoming less important to your scores at the 6 month mark. By the one year mark they have no impact on your scores.
Usually at the one year mark, the only time they would probably hurt is if a lender did a manual review of your credit.

As for your credit in general, you should gradually see a continual score increase if you keep the accounts in good standing and keep your utilization down.

Answer 2

If everything stays exactly the same on your credit report, besides the inquiries, then, yes, your scores should increase. The effect of inquiries can last for up to 2 years in some cases. Inquiries/applications for new credit contribute to 10% of your FICO scores.

Answer 3

Inquiries can bring down your score. Restrict the number of applications.

I can help you clean your TransUnion credit report for less as I am an ex-employee of it. Contact me soon.

Please don't fall victim to those expensive credit repair companies who charge a lot but do nothing. I am honest to tell you that I can correct your TU report for as less as $150. Many creditors pull only TU reports. You can even request mortgage companies to pull your TU report only to make credit lending decision. I offer 100% success with money-back policy.

Answer 4

yes you will see it slowly, or you could hire a credit repair organization that can help you delete those and others or any derrogatories to dramatically increase your points. You can download their info from www.menahomes4sale.com
hope that helps you.

Answer 5

as long as you make your payments on time your score will increase any ways.

Dont worry bro

Answer 6

There are five factors that affect your credit score. Inquiries usually drop off after 90 days.

These percentages are based on the importance of the five categories for the general population. For particular groups - for example, people who have not been using credit long - the importance of these categories may be somewhat different.

Payment History
Account payment information on specific types of accounts (credit cards, retail accounts, installment loans, finance company accounts, mortgage, etc.)
Presence of adverse public records (bankruptcy, judgements, suits, liens, wage attachments, etc.), collection items, and/or delinquency (past due items)
Severity of delinquency (how long past due)
Amount past due on delinquent accounts or collection items
Time since (recency of) past due items (delinquency), adverse public records (if any), or collection items (if any)
Number of past due items on file
Number of accounts paid as agreed
Amounts Owed
Amount owing on accounts
Amount owing on specific types of accounts
Lack of a specific type of balance, in some cases
Number of accounts with balances
Proportion of credit lines used (proportion of balances to total credit limits on certain types of revolving accounts)
Proportion of installment loan amounts still owing (proportion of balance to original loan amount on certain types of installment loans)
Length of Credit History
Time since accounts opened
Time since accounts opened, by specific type of account
Time since account activity
New Credit
Number of recently opened accounts, and proportion of accounts that are recently opened, by type of account
Number of recent credit inquiries
Time since recent account opening(s), by type of account
Time since credit inquiry(s)
Re-establishment of positive credit history following past payment problems
Types of Credit Used
Number of (presence, prevalence, and recent information on) various types of accounts (credit cards, retail accounts, installment loans, mortgage, consumer finance accounts, etc.)
Please note that:

A score takes into consideration all these categories of information, not just one or two.
No one piece of information or factor alone will determine your score.
The importance of any factor depends on the overall information in your credit report.
For some people, a given factor may be more important than for someone else with a different credit history. In addition, as the information in your credit report changes, so does the importance of any factor in determining your score. Thus, it's impossible to say exactly how important any single factor is in determining your score - even the levels of importance shown here are for the general population, and will be different for different credit profiles. What's important is the mix of information, which varies from person to person, and for any one person over time.
Your FICO score only looks at information in your credit report.
However, lenders look at many things when making a credit decision including your income, how long you have worked at your present job and the kind of credit you are requesting.
Your score considers both positive and negative information in your credit report.
Late payments will lower your score, but establishing or re-establishing a good track record of making payments on time will raise your score.