High school kid without a job, no bank info
Need credit card to get a free xbox 360
what do I do?
2007-04-17 12:31:33 · 10 answers · asked by Jess 2 in Business & Finance ➔ Credit
A life without credit cards is unimaginable. But, people with bad credit face a lot of rejections when the apply for credit cards. This humiliating experience can be quite taxing. It's not that credit card companies don't issue credit cards to bad credit people, they do. But, finding the right credit card can be a daunting task if you have to run from bank to bank and hear a big No from a majority of them. So, how to reduce this burden and get a credit card for bad credit easily? Apply online is the answer. The benefits listed below will reinforce this statement.
1. No personal rejections
While applying online you don't have to face anybody. Just fill in a form and wait for an email or call. No, humiliating rejections to face personally. Everything is communicated in a way which is more easy to cope with. Read nore about it at: http://www.credit-card-gallery.com/article/210,Benefits_of_applying_online_for_credit_cards_if_you_have_bad_credit
2007-04-17 22:50:18 · answer #1 · answered by felix hallam 2 · 0⤊ 0⤋
Everyone has to start somewhere since you're not born with credit. You do have to start out with a crappy credit card in the beginning. My first credit card was a Capitol One card with a $400 limit and over 20% interest rate. I got the offer in the mail and signed up just so that I could start building credit. You might be able to get a student credit card or one from your bank if you already have a checking account. Once you get your first crappy credit card, the best thing to do is put stuff on it that you'd be buying anyway, like gas or groceries, and pay it off each month. That way you can build a little bit of credit and avoid interest charges. Pretty soon you'll be getting more and more offers in the mail, and you can upgrade to higher limits and lower interest rates. Once you get a lower interest rate it can actually be beneficial to use a credit card to more slowly pay off a larger purchase because creditors will see that you can be trusted with larger purchases.
2016-04-01 06:18:00 · answer #2 · answered by ? 4 · 0⤊ 0⤋
You have to be over 18 to get a credit card.
If you're a college or university student it's very easy to get one... just open a student account at the bank and they'll give you one. You're now in high school so you're going to have to wait.
Just a piece of advice... a free xbox sounds like a scam to me. See THIS is why people under 18 aren't given credit cards.
2007-04-17 12:38:25 · answer #3 · answered by Principessa 5 · 0⤊ 0⤋
If you are a student or below the age of 18 you can't get credit card. For getting credit card your age must be more then 18.
2014-12-31 17:51:29 · answer #4 · answered by ? 1 · 0⤊ 0⤋
For a list of credit cards with no credit history, there is a free consumer source below I have posted for you.
2007-04-17 14:35:22 · answer #5 · answered by Joe S 2 · 0⤊ 0⤋
It's a scam, nothing is free.
2007-04-17 12:35:24 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Sell weed to your classmates
2007-04-17 12:34:43 · answer #7 · answered by dg 2 · 0⤊ 1⤋
SPAM SCAM
2007-04-17 12:35:20 · answer #8 · answered by cork 7 · 0⤊ 0⤋
AINT GONNA HAPPEN
2007-04-17 12:40:42 · answer #9 · answered by badbill1941 6 · 0⤊ 0⤋
DON'T BE A FOOL
2007-04-17 13:37:49 · answer #10 · answered by mphsgurl79 3 · 0⤊ 0⤋