what will be a nice credit score to get credit on dell?

Question

im trying to get a dell computer what is the score needed to get financial approval

i need to know what dell ask for requirments opening an account

Answer 1

According to the Credit Pulls database, depending on what baddies you have and how old they are, I see the scores ranging anywhere from 566 on up.

You might check the link I've listed. It's set on the Dell search results and you can see what scores people had when they applied, if they were approved or not, if they were approved - for how much, if not approved - why, etc.
http://creditboards.com/forums/index.php?autocom=creditpulls&code=do_search&creditor=dell&col=score&order=desc&st=60

Answer 2

Dell Financing Credit Score

Answer 3

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First of all, that doesn't neccessarily save you money. Four credit cards at $500 each with a 22% APR is the exact same thing as one credit card at 2000 with a 22% apr. If your credit score is decent and you've made good payments for awhile, call the card that has the lowest APR and request a credit increase, and if possible, a 0% transfer rate "for one year" or whatever. Then transfer your balances. But since you seem to be able to resist spending DO NOT close more than one or two of the other cards-- and preferably make those ones the newest cards, not the oldest. YOu want to keep you longest-standing accounts open for credit history. Also, you can call your credit cards and request a lower APR or some fees to be cut. I just happened to call Dell about 20 minutes ago with a question about my APR (it seemed kinda high and i was wondering if they accidently were charging me a default rate) and the lady just decided to credit me two months worth of interest-- $64! Just to be nice and becuase I was a "good customer." So dont be afraid to call them up and ask for lower interest.... Also, adding just $20 to your paymetn can REALLY help. Your interest is based on balance-- so as that comes down, more and more of that $80 goes towards paying off the cards.

Answer 4

I don't think it really matters unless you have a house or even a car under your name. Besides that it's all about time. How long you've had a credit card..(24 months is when your credit score starts change) and if you make all your payments on time. A laptop? It won't do much all on it own. It's all about time.

Answer 5

I'm not sure about the best company, but I can tell you to stay away from Capital One. They are terrible and not very ethical. You can call the credit card company and request for your APR to be lowered, as Amanda said. I used to work in customer care for Capital One and we could do all kinds of stuff for customers, even though the big wigs in the company strongly advised against it. Anyway, call them and ask for them to lower your APR, or threaten to close your account. If you are a good customer, then they will transfer you to what's called the "Retention" department, which is basically a dept set up to kiss your butt so that you will stay as a customer. They have the ability to lower APR, waive fees, increase your limit... all kinds of stuff. And if you think that the person you are talking to can do it, but doesn't want to, hang up and call back to get someone else, or politely ask for a supervisor. You're the one paying them, so in the end, you're the one with the power.

Answer 6

Probably 680, since 680 is a good score!

Answer 7

I was here on YA for something or other, then this question was trending on the sidebar...